2022年福建省银行招聘之银行招聘综合知识高分预测提分题库加答案解析

《银行招聘之银行招聘综合知识》题库 一 , 单选题 (共100题，每题1分，选项中，只有一个符合题意) 1、经济利润也称为（　　）。 A.超额利润 B.正常利润 C.会计利润 D.隐成本 【答案】 A 2、下列哪项不属于商业银行依法可以开展的业务？（　　） A.买卖政府债券、金融债券 B.承销政府债券 C.发行金融债券 D.承销公司股票 【答案】 D 3、It was because she was too inexperienced_she didn’t know how to deal with thesituation. A.so that B.that C.that is why D.so 【答案】 B 4、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review he's not sure he'll ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given its value. The 25-year-old Gonano, who works for his family's fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity. A.He bought it for his new home B.He received it from Picasso's family C.He won the French lottery D.He got it from a charity organization 【答案】 C 5、若网络形状是由站点和连接站点的链路组成的一个闭合环，则称这种拓扑结构为（　　）。 A.星形拓扑 B.总线拓扑 C.环形拓扑 D.树形拓扑 【答案】 C 6、Because it was too dark at night, I could see _____people on the street. A.few B.a few C.little D.a little 【答案】 A 7、Try to make your report as____as possible: only give us the facts, and not your opinions. A.subjective B.objectionable C.subjected D.objective 【答案】 D 8、2012年1月8日，中国人民银行工作会议在北京闭幕，会议上透露出的信息显示，（ ）仍是金融宏观调控的首要任务。 A.稳定物价总水平 B.抑制投资 C.降低金融风险 D.控制货币供应量 【答案】 A 9、马克思列宁主义、毛泽东思想、邓小平理论和“三个代表”重要思想共同的精髄是（）。 A.从群众中来，到群众中去的群众路线 B.实事求是的思想路线 C.具体问题具体分析的方法论原则 D.革命性和实践性相统一的理论特征 【答案】 B 10、资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though. A.To have a credit-builder loan B.To acquire secured credit cards（which require a security deposit） or college student credit cards C.To acquire a credit card D.All of above 【答案】 D 11、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments. A.Doubt B.Positive C.Indifferent D.Disagreeable 【答案】 B 12、资料：This exhibition brings together outstanding works from the earliest times to the present in a thematic arrangement that is fresh and unique. A.the theme that brings together works B.arrangement focusing on some periods in history C.different sections D.famous artists joint together 【答案】 D 13、假定当前汇率1美元兑换人民币6元，1欧元兑换人民币8元，那么1欧元兑换美元的汇率是（　　）。 A.1.33 B.0.75 C.1.16 D.1.13 【答案】 A 14、Passage 1 A.optimistic B.pessimistic C.gloomy D.Objective 【答案】 A 15、2008年全球金融危机爆发以来，世界主要国家央行开始采取特殊货币政策，美国在利率水平已经接近纪录最低时，推出了一系列非常规货币政策，包括为了支持银行贷款的长期流动性供给，为压低长期利率的资产购买计划等，除美国以外，美国、日本和欧洲银行也采取了非常规货币政策。IMF于2013年5月16日发布了《非常规货币政策：最近经验与前景》报告，报告称发达国家的非常规货币政策在很大程度上帮助实现了该国政策目标，诸如持续两年左右的购买国债计划帮助美国和英国的GDP增速提升了约2个百分点，然而，发达国家的这些政策对世界其他国家也造成了很大的影响，大量资本流入拉丁美洲和亚洲，导致新兴市场的汇率过度升值和波动。 A.物价稳定 B.国际收支逆差 C.充分就业 D.经济增长 【答案】 B 16、资料：（四） A.It is fruitful without any doubt B.It is better than their peers C.It turns out to be a failure D.It needs experimental evidence to prove its success 【答案】 D 17、We have data mining and loading tools for both maintenance task data and component data, which means a considerable ___ in implementation time. A.stop B.saving C.consumption D.economy 【答案】 B 18、The world economy develops rapidly. As a result, longevity and life ______ have increased worldwide. A.expected B.expectation C.expecting D.expectancy 【答案】 D 19、资料：Some companies are more creative in their use of history than others. HSBC’s History Wall, a striking art installation at the bank’s London headquarters, is made up of 3,743 images drawn from the bank’s archives and arranged in chronological order. A.Activities did by HSBC are better than those of Coca -cola B.New designs inspired by old products are not good C.Young companies do better than old companies in using history D.Consumers often trust old-aged companies more 【答案】 D 20、资料：In a survey,people were asked to choose between treatments to save 600 people from dying a disease. A.The participants B.The wording C.The background D.The contents 【答案】 B 21、资料：Job Description A.Wait for a better chance B.Make a job-hopping C.Become a producer D.Work harder and be more focused 【答案】 C 22、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list. A.Creation of false memories B.Memory deprivation C.Crime being created D.Different details shown 【答案】 A 23、就业是最大的民生，保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度，企业和员工共同克服困难。多渠道做好重点群体就业工作，支持大众创业万众创新带动就业。新增市场主体恢复快速增长，创造了大量就业岗位。2020年全年城镇新增就业1186万人，年末全国城镇调查失业率降到52％。生活必需品保供稳价，居民消费价格上涨25％。线上办公、网络购物、无接触配送等广泛开展。大幅度扩大失业保险保障范围。对因疫情遇困群众及时给予救助，新纳