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1、 全英房屋抵押贷款协会-详解 本条目包含过多不是中文的内容，欢迎协助翻译。若已有相当内容译为中文，可迳自去除本模板。全英房屋抵押贷款协会(Nationwide Building Society,泛邦建房合作社)英国第四大房贷商目录 1 About Nationwide Building Society 2 History 3 Sponsorships 4 Subsidiaries 5 Key people 6 Bibliography 7 参考文献About Nationwide Building Society全英房屋贷款协会是英国最大的房屋贷款协会（为会员提供金融服务以资助其购房，通常为抵
2、押贷款方式）。总部位于英格兰斯文顿，在北安普顿也有重要的管理机构。拥有一千三百万会员，两千万账户和全英国19000名员工。是英国唯一一个能够自己承兑支票，能够提供全球完全免交易费服务（无论是电子还是现金）的金融机构，当然前提是要用印有本公司VISA字样的借记卡。全英房屋贷款协会既可提供直接金融服务，也可通过大约680的分支机构与200家代理处提供金融服务。它是英国提供抵押贷款和存款账户的一个主要机构，与个人银行和商业银行类似。The Societys dual origins lie in Northampton (1848) and within the co-operative movem
3、ent in London (1883) respectively. Over a hundred mergers latermost notably the merger between the Nationwide and the Anglia Building Societies in 1987they are now the UKs second largest mortgage lender and savings provider. More significantly, it is the largest building society in the world and com
4、mitted to staying mutual. The company is keen to emphasise that it does not have shareholders, it has members.On 12th September 2006 the Society announced plans to merge with Portman Building Society, creating a mutual body with assets of more than 160bn. This merger completed successfully on 28th A
5、ugust 2007.History 2007o 28 August 2007 - Nationwide successfully completes merger of the former Portman Building Societyo 23 April 2007 - Portman Building Society AGM; members vote in favour of the proposed merger between Portman Building Society and Nationwide Building Society.o 18 April 2007 - Na
6、tionwide re-launches its sponsorship of the UKs four national football teams with its Sponsored by you campaign.o 1 April 2007 - Graham Beale takes over as Chief Executive following the retirement of Philip Williamson.o Ranked 9th in the Best Big Companies to Work For list produced by The Sunday Tim
7、es (UK)|The Sunday Times.o Announced a deal with Legal & General to market their life insurance products and sell Nationwides bancassurance arm, Nationwide Investment Group, to L&G.o Fined 980,000 by the Financial Services Authority after an enquiry into the theft of an employees laptop exposed secu
8、rity flaws.1 On 20th February 2007 it was reported that this fine would be paid by Nationwides members rather than by the directors who were directly accountable.2 2006o Experienced a security breach that potentially compromised the personal information of members after a company laptop computer was
9、 stolen from an employees home during a burglary in August 2006.3 However, no customers have lost any money as a result.o Announced proposed merger with Portman Building Society and named Graham Beale (Group Finance Director) as Chief Executive Designate of the Society, taking over on 1 April 2007.o
10、 Sold at.home Nationwide to ARIM Ltd, which rebranded the business to Uk Home Lets.o Ranked 3rd in the Best Big Companies to Work For list produced by The Sunday Times (UK)|The Sunday Times.o Assets at a record 120.6bn for the year ended 4 April 2006. Pre-tax profits of 539.4 million.4 2005o Ranked
11、1st in the Best Big Companies to Work For list produced by The Sunday Times (UK)|The Sunday Times and the Department of Trade and Industry. 2004o Total assets of the Nationwide Building Society exceed 100 billion (100,000 million), strengthening its status as the largest building society in the worl
12、d - a position which it has held since 1997. Its asset size placed it as the 7th largest financial organisation on the UK high street.o Nationwide overtakes the clearing bank Barclays Bank|Barclays to become UK|Britains fourth largest mortgage lender, with more than 1 million mortgage customers.o Sa
13、vings balances of Nationwide Building Society members, more than 65 billion (65,000 million) in total, position Nationwide as the third largest savings provider in the UK. 2001o Society Carpetbagger#Contemporary use|carpetbaggers propose a resolution for another vote by Nationwide members to demutua
14、lise|convert the society to a bank. The resolution is rejected by the Nationwide board on legal grounds. 2000o Cash machine surcharge campaigning in 1999 results in withdrawals from most Automatic teller machine|cash machines owned by UK banks becoming free for customers of all banks and building so
15、cieties throughout the UK. 1999o Nationwide Building Society, together with various UK tabloid newspapers and media, launches a campaign against controversial cash machine fees. The campaign reaches a peak when Barclays Bank announces a plan to charge all customers of rival banks and financial providers, including those of Nationwide, 1 for every cash machine withdrawal made from a Barclays-owned automatic teller machine|cash machine. This prompts Nationwide Building Society to warn Barclays that it would take legal action against the bank if it did not back down. Nationwide claims Ba
