2022-2023学年北京市西城区高三第一次模拟考试英语试卷一、阅读理解（本大题共14小题，共28.0分）A阅读下列短文，从每题所给的A、B、C、D四个选项中，选出最佳选项，并在答题卡上将该项涂黑 Dear Teachers and Parents， This June，during Financial Literacy Month，we have some to share. In 2015，a free online financial education course named FutureSmart was introduced to middle school students，specifically targeting this group at a time in their lives when financial habits take hold and grow. Fast forward to today，FutureSmart，available in English and Spanish，has reached over 13，000 schools across all 50 states.More than two million students have completed the course，with almost half coming from low-to-moderate income families. But we aren't stopping there.We promise to reach four million more students by the end of 2025. Why？Because this moment calls for brave action.Never before have money management and investment decisions been so easy to conduct at any time or place through the use of a smartphone.It is time to offer students more critical financial literacy education to encourage them to make good financial decisions on a daily basis as they make their way through a complex world. From weighing opportunity costs to delaying instant satisfaction for long-term financial gain，FutureSmart educates our youth using hands-on simulations （模拟）to introduce concepts like daily financial decisions and the rewards of long-term planning.Teaching young learners how to build solid financial foundations is an important step in building financially healthy communities. Although our work is far from complete，we know that FutureSmart works.And it works exceptionally well. In the largest study of its kind，supported by the MassMutual Foundation and EVERFI，the University of Massachusetts Donahue Institute （UMDI） recently concluded that 90% of students saw a statistically significant and educationally meaningful increase in knowledge after taking the FutureSmart course. What's more，these results were consistent across all student demographics including race，age，gender，school year，and socioeconomic status. We have a long way to go to reach every single middle school student，but we welcome the challenge.Together，our teams have started a movement to provide equal access to financial education，and we invite others to join us. Visit to learn more and see how you can bring FutureSmart to the young people in your life. MICHAEL FANNING RAY MARTINEZ Head of MassMutual US President and Co-Founder of EVERFI1. The course FutureSmart .A. is offered in two different languagesB. requires skillful smartphone operationC. has been bought by a large number of schoolsD. targets students from low-to-moderate income families2. How does FutureSmart introduce financial concepts？ A. By establishing financially healthy communities.B. By managing opportunities and rewards.C. By simulating real-life situations.D. By delaying financial gain.3. After taking the course，the students should be able to .A. improve their academic performanceB. accept financial challenges at any timeC. understand people from various backgroundsD. build a stable financial foundation for the futureBI was sitting in a chemistry lab class during my first year of university，nervous about the experiment we were to perform.I grabbed a pipette （吸液管）and，as I feared，my hand started to shake.The experience was disheartening：I was hoping to pursue a career in science，but I started to wonder whether that would be possible.I thought my dreams had crashed to the ground. I was a boy born with brain damage.My family managed to find good doctors where we lived，in Leningrad （now St.Petersburg），Russia，and I took part in clinical trials testing new treatments.Shortly after my first birthday，I started walking and it became clear my intelligence function was unaffected.So，in some sense，I was lucky.Still，I couldn't do some things growing up.Both hands shook，especially when I was nervous or embarrassed.My left hand was much worse than my right，so I learned to write and do simple tasks with my right hand，but it wasn't easy to do anything precisely. As a teenager，I faced a lot of bullying at school.Feeling alone，I joined a study group called "The natural world".I thought that getting into the world of animals would keep me away from people.That's how I came into the field of biology.At university，I enjoyed the lectures in my science classes.Many lab tasks proved impossible，however.As I struggled with my mood，I read a book about depression.From then on，the physiology of mental disorders became my scientific passion.I looked into what was being done locally and was excited to discover a lab that did behavioral experiments in rats to study depression. At the end of my second year，I approached the professor of the lab to see whether I could 。
