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1、Learning to save money when youre young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone _1_. Many peopleadults includeddo not have a good _2_ of saving for the long run. I have been _3_ to learn this lesson early because I have had a grass cutting
2、 business since I was 10 years old._4_ the money I made I spent about 10 percent and saved the other 90.,Making sure you save and dont spend too much is a good way to _5_ wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to _6_. Young
3、people should _7_ that their teenage years are a great time to begin saving. If you have a job at high school, you _8_ have fun with some of the money. But you should also save some _9_ it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, _10
4、_ lose the interest you could have earned by saving it.,After high school, college is _11_， with expenses such as food and rent. If you can _12_ a good percentage of the money you earn as a teen, going to college and buying a house will be much easier. If you are in your thirties without any savings
5、, you will always have to _13_. Later in life it can be hard to start saving_14_ general cost of living is more expensive and you may only haveenough to pay your _15_. If you want to buy a house and have a family, you need money to start with, which _16_ saving.,Many say money cannot make you happy,
6、 and this is true. But money can help you to lead a _17_ life. Saving early will mean you will have to work for fewer years when you are older. It will also _18_ you to spend time doing the things that you want to do. _19_， it will mean you can live the way you want to without _20_.,（ ）1.A.needs Bli
7、kes Carranges DExpects （ ）2.A.knowledge Bexperience Cform DSense （ ）3.A.foolish Bfundamental Clucky DGrateful （ ）4.A. With BOf CIn DFrom,（ ）5.A.divide up Bbuild up Ckeep up Dmake up （ ）6.A.break Brun Cmake DGrow （ ）7.A.recognize Brealize Cresearch DDoubt （ ）8.A.must Bdare Cshould Dmay,（ ）9.A.so that
8、 Bin case Cin that Dbut for （ ）10.A.but Band Calso DOr （ ）11.A.expensive Bcheap Cboring DBitter （ ）12.A.hold out Bhold up Chold onto Dhold back,（ ）13.A.survive Bstruggle Ctolerate DDie （ ）14.A.if Bas long as Cwhile DSince （ ）15.A.bills Btaxes Cattention DConsequences （ ）16.A.results from Bgets from
9、Ccomes from Descapes from,（ ）17.A.happy Bsimple Cmiserable DSecure （ ）18.A.forbid Ballow Cadvise DRequest （ ）19.A.In addition BAbove all COn the contrary DBelieve it or not （ ）20.A.consulting Bworrying Cresting Dthinking,【要点综述】 年轻时就要学会省钱，这是重要的一课。所有好的习惯都开始于青年时代新时代的青年人如何花钱、省钱、存钱是值得我们思考的问题。 1A 由语境可知，省钱
10、应该是每一个人都需要的技能。 2D have a good sense of“对有明确的意识”。句意为：很多人，包括成年人，对为了长远打算而省钱都没有明确的意识。这里强调的是认识上的问题，所以不能用knowledge。 3C 第一段告诉我们，早点接受省钱的教育是很好的，而“我”恰恰在小时候就上了这样的课，自然是很幸运了。foolish意为“愚蠢的，傻的”；fundamental意为“基本的，主要的”；grateful意为“感激的”。,4B 这里表示范围，意思是“在我赚的钱中”，所以要用of。 5B build up在此表示“逐渐积累（资金等）”。句意为：要确保储蓄而不挥霍是增长财富的好方法。d
11、ivide up意为“分配”；keep up意为“保持，维持”；make up意为“弥补，编造”。 6D grow意为“增加，增长”。既然花掉了所有的钱，钱就不可能增多。 7B realize意为“意识到”，符合语境。recognize意为“认出”；research意为“研究，调查”；doubt意为“怀疑”。,8C should意为“应该”，在这里表示按情理推出的较大的可能性，符合语境。may意为“可能，也许”，表示不太肯定的推测。 9A 由语境知“it will grow”是“you should also save some”的结果，所以用so that引导结果状语从句。in case意为
12、“以防万一”；in that意为“因为，由于”；but for意为“要不是”。 10A not onlybut also是并列连词，可以省略also。 11A 由下文的“with expenses such as food and rent”可以看出，大学的费用应该是比较昂贵的。,12C hold onto意为“紧紧抓住”，在这里引申为：不花掉，积攒。句意为：如果你能把少年时期赚的钱积攒一些的话，那么你上大学、买房子就轻松多了。hold out意为“伸出，维持”；hold up意为“阻挡，使停顿”；hold back意为“抑制，退缩”。 13B 很显然，这里是从反面论证从小学会节约的好处：如果
13、你到30岁还没有积蓄，那你将不得不努力了。所以要选struggle“奋斗，努力”。survive意为“幸存”；tolerate意为“忍耐”；die意为“死亡”。 14D 很显然，后一个分句解释的是“Later in life it can be hard to start saving”的原因，所以选since表示“因为,由于”。,15A pay the bills指支付生活中的各种账单，符合语境。pay the taxes意为“交税”；pay attention意为“注意”；pay consequences意为“承担后果”。 16C come from意为“来自”。这里要表达的意思是：这些钱来自你节省下来的钱。 17D secure意为“安心的，无虑的”。文章最后一句有暗示。句意为：钱可以帮你过一种安心的生活。由上一句话可以排除A。simple意为“简朴的”；miserable意为“凄惨的”，都不符合语境。 18B 这样就可以做一些自己喜欢的事情了。allow意为“允许，准许”。,19A 这里承接上一段的两个方面进一步阐述早点开始攒钱的好处，所以应该选择in addition，意为“另外，除之外”。 20B 语境为：此外，从早些时候开始攒钱还意味着你可以无忧地按你想要的生活方式生活。consult意为“咨询，商量”；rest意为“休息”；think意为“思考”。,
