《纺织服装英语函电第二版课件教学课件 ppt 作者 张耘 等编著Module 13》由会员分享，可在线阅读，更多相关《纺织服装英语函电第二版课件教学课件 ppt 作者 张耘 等编著Module 13（29页珍藏版）》请在金锄头文库上搜索。
1、Module 13 Insurance 保险,Textile Garment English Correspondence 纺织服装英语函电,化学工业出版社,Contents,Introduction,1,Writing Skills,2,Specimen Letters,3,Useful Expressions,4,Simulation Practice,5,Learning Objectives,学习目标 To learn about three basic insurance coverage of marine insurance. To be familiar with the in
2、surance policy and insurance certificate. To learn about risks in foreign trade. To grasp typical insurance sentences and expressions. To practice writing letters on insurance.,Introduction,Insurance is very closely related to foreign trade. In international trade, the transportation of goods from t
3、he seller to the buyer is generally over a long distance by air, by land or by sea and has to go through the procedures of loading, unloading and storing. During this process it is quite possible that the goods will encounter various kinds of perils and sometimes suffer losses. Damage or loss of car
4、go is a real possibility from such causes as heavy weather, tsunami, earthquake, fire, stranding, collision, moisture, theft, etc. Insurance allows traders to proceed with confidence in the knowledge that each party to the transaction is properly protected. Insurance was originally applied to loss a
5、t sea, where risks were always great, but now it is provided to cover almost any kind of occurrence that may result in loss. Insurance for international trade includes Overland Transportation Insurance, Air Transportation Insurance, Parcel Post Insurance and Marine Insurance. Cargo insurance coverin
6、g an international transaction may be arranged by either the seller or the buyer, depending on the terms of sale.,An insurance policy is issued when goods are insured, but it is also usual to use a “certificate of insurance” which is used as evidence of insurance. A policy is a contract, a legal doc
7、ument, and principally it serves as evidence of the agreement between the insurer and the person taking out insurance. The marine insurance policy or certificate forms part of the shipping documents. A policy is also used as collateral security when an exporter gets an advance against his bank credi
8、t. There are three kinds of risks which can be covered under an insurance policy. They are as follows: 1）The Principal Perils 基本险 (1) Free from Particular Average (F.P.A.) 平安险 (2) With Particular Average (W.A. /W.P.A.) 水渍险 (3) All Risk (A.R.) 一切险 2) General Additional Risks一般附加险 (1) Theft，Pilferage
9、& Non-delivery(TPND) 偷窃，提货不着险 (ontamination混合玷污险2) Fresh Water/Rain Damage(FWRD)淡水雨淋险 (3) Risk of Shortage短量险 (4) Risk of Intermixture & C,(5) Risk of Leakage渗漏险 (6) Risk of Clash & Breakage碰损破碎险 (7) Risk of Odor串味险 (8) Damage Caused by Heating & Sweating受热受潮险 (9) Hook Damage钩损险 (10) Loss for Damage
10、 by Breakage of Packing包装破裂险 (11) Risk of Rust锈损险 3) Special Additional Risks 特殊附加险 (1) War Risk战争险 (2) Strike Risk罢工险 (3) On Deck Risk舱面险 (4) Import Duty Risk进口关税险 (5) Reject Risk拒收货物险 (6) Aflatoxin Risk黄曲霉素险 (7) Failure to Deliver Risk交货不到险,The insurance value is calculated as: cost of goods + amo
11、unt of freight + insurance premium + a percentage of the total sum to represent a reasonable profit on sale of the goods. For CIF transaction, we usually effect insurance for 110% of the invoice value against (risk) as per Ocean Marine Cargo Clauses of the PICC dated 1st August, 1981, that is to say
12、, 100% is for CIF invoice value and 10% is to cover a reasonable profit and some expenses of the buyers. Sometimes, buyers may request insurances to cover more than 110%. In such circumstances, the extra premium will be for buyers account. An insurance claim, if any, should be submitted to the insur
13、ance company or its agent as promptly as possible. In order to substantiate an ordinary average claim on cargo, the following documents must be presented: Insurance Policy or Certificate. Bill of Lading. Original Invoice. Survey report. Masters Protest. Statement of China.,Writing Skills,Writing ste
14、ps of buyers insuance request letter 买方保险要求写作步骤 (1) State that you have received their letter. (2) Give your reply of agreeing or refusing and your reasons. (3) State the goods will be sent soon, etc.,Specimen Letters 信函样例,Letter 1 Covering Insurance for the Buyer,Dear Sirs, “Panda” brand Round-neck
15、 Sweaters We are in receipt of your letter of July 20 asking us to cover insurance on the captioned goods for you. In compliance with your request, we have contacted the insurance company here and covered the goods with them against All Risks and Clash Breakage Risks for 130% of the invoice value, t
16、otaling US$18,200. The policy is being prepared accordingly and will be forwarded to you by airmail within one week. Please pay the premium by check into our account with the Bank of China, Beijing.,Specimen Letters 信函样例,Letter 1 Covering Insurance for the Buyer,For your information, we are arranging shipment of the above goods by S.S. Daqing sailing for your port on or about August 10 and hope they will reach you in due course,Yours faithfully, (signature) Name,Specim
