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1、为了适应公司新战略的发展，保障停车场安保新项目的正常、顺利开展，特制定安保从业人员的业务技能及个人素质的培训计划美国总统经济报告XXXX年美国总统经济报告概要今年总统经济报告的主题是“复苏、平衡与重建”。XX年，美国继续从大萧条中恢复并建立更强壮的基础以走向未来更加平衡、可持续的经济增长。导致从XX年底到XX年年中的严重经济衰退的问题存在时间很长，并不能在一夜之间解决。但肯定的是，经济正在取得进展。XX年，美国经济继续复苏、平衡及重建一个更强大、更安全的未来。经济已经在过去的连续10个季度中增长。一个成果是，在XX年第三季度，美国GDP超过了XX-09衰退之前的最高水平。在奥巴马总统在XX年1
2、月20日入主白宫时，美国经济正在以惊人的速度衰退，增加的失业人数每个月都超过70万人。经济活动的低迷比经济分析局一开始预测的要更严重：一开始估计XX年末季度的经济将以%年率下降，但是实际报告中这一数字为%。这是曾被报告过的最大的季节性衰退。奥巴马政府上台后，立即开始采取大胆的措施以将经济从自由落体的趋势中扭转过来。这些措施旨在遏止经济及金融系统的崩溃，并通过XX年美国复苏与再投资法案来促使人们回到工作岗位之中。我们还改造了银行体制并通过一系列措施来稳固金融部门：对银行的压力测试、对银行的严格要求以增加私人资本并偿还政府在不良资产救助计划中投入的资金，并拯救了美国的汽车行业。在XX年美国复苏与再
3、投资法案通过后，GDP缩减水平明显从XX年第一季度的-%下降到-%。经济在XX年的第三季度开始正向增长。总的来说，经济在过去的10个季度中有着%的年增长率。私人部门就业率在过去23个月内连续增长，而且雇主在这一期间增加了百万个工作岗位。维持及加强正在进行的复苏仍是奥巴马政府的首要任务，而且政府在同时也在寻求解决几十年来在形成，并导致XX年金融及经济危机的根本性失衡及其他问题的方法。此外，加强和扩大中产阶级及金融部门改革是奥巴马政府重建经济的核心。#总统经济报告是自1947年开始由美国总统经济顾问委员会撰写的年度报告，其通过文字及丰富的数据材料附录报告美国总统任期内的国内及国际经济政策。chap
4、ter2ReSCUINGtHeeCONOMYFROMtHeGReAtReCeSSIONthefirstandmostfundamentaltasktheAdministrationfacedwhenPresidentObamatookofficewastorescueaneconomyinfreefall.InNovemberXX,employmentwasdecliningatarateofmorethanhalfamillionjobspermonth,andcredit(来自:写论文网:美国总统经济报告XX)marketswerestretchedalmosttothebreakingp
5、oint.AstheeconomyenteredXX,thedeclineaccelerated,withjoblossinJanuaryreachingalmostthree-quartersofamillion.thePresidentrespondedbyworkingwithCongresstotakeunprecedentedactions.thesesteps,togetherwithmeasurestakenbytheFederalReserveandotherfinan-cialregulators,havesucceededinstabilizingtheeconomyand
6、beginningtheprocessofhealingaseverelyshakeneconomicandfinancialsystem.Butmuchworkremains.Withhighunemploymentandcontinuedjoblosses,itisclearthatrecoverymustremainthekeyfocusofXX.AnEconomyinFreefallAccordingtotheNationalBureauofeconomicResearch,theUnitedStatesenteredarecessioninDecemberXX.Unlikemostp
7、ostwarreces-sions,thisdownturnwasnotcausedbytightmonetarypolicyaimedatcurbinginflation.Althougheconomistswillsurelyanalyzethisdownturnextensivelyintheyearstocome,thereiswidespreadconsensusthatitscentralprecipitatingfactorwasaboomandbustinassetprices,especiallyhouseprices.theboomwasfueledinpartbyirre
8、sponsibleandinsomecasespredatorylendingpractices,riskyinvestmentstrategies,faultycreditratings,andlaxregulation.Whentheboomended,theresultwaswide-spreaddefaultsandcripplingblowstokeyfinancialinstitutions,magnifyingthedeclineinhousepricesandcausingenormousspilloverstotheremainderoftheeconomy.39TheRun
9、-UptotheRecessiontheriseinhousepricesduringtheboomwasremarkable.AsFigure2-1shows,realhousepricesalmostdoubledbetween1997andXX.ByXX,theyweremorethan50percentabovethehighestleveltheyhadreachedinthe20thcentury.Figure2-1HousePricesAdjustedforInflationIndex()2001751501251007550XXSources:Shiller(XX);recen
10、tdatafromhttp:/shiller/data/Stockpricesalsoroserapidly.theStandardandPoors(S&P)500,forexample,rose101percentbetweenitslowinXXanditshighinXX.thatrise,thoughdramatic,wasnotunprecedented.Indeed,inthefiveyearsbeforeitspeakinMarchXX,duringthetechbubble,theS&P500rose205percent,whilethemoretechnology-focus
11、edNASDAQindexrose506percent.therun-upinassetpriceswasassociatedwithasurgeinconstruc-tionandconsumerspending.Residentialconstructionrosesharplyasdevelopersrespondedtotheincreaseinhousingdemand.FromthefourthquarterofXXtothefourthquarterofXX,theresidentialinvestmentcomponentofrealGDProseatanaverageannu
12、alrateofnearly8percent.Similarly,consumersrespondedtotheincreasesinthevalueoftheirassetsbycontinuingtospendfreely.Savingrates,whichhadbeendecliningsincetheearly1980s,felltoabout2percentduringthetwoyearsbeforethereces-sion.thisspendingwasfacilitatedbylowinterestratesandeasycredit,withhouseholdborrowi
13、ngrisingfasterthanincomes.40|Chapter2TheDownturnHousepricesbegantodropinsomemarketsinXX,andthennationallybeginninginXX.thisprocesswasgradualatfirst,withpricesmeasuredusingtheLoanPerformancehousepriceindexdecliningjust3?percentnationallybetweenJanuaryandJuneXX.Lendershadlentaggressivelyduringtheboom,
14、oftenprovidingmortgageswhosesoundnesshingedoncontinuedhousepriceappreciation.Asaresult,thecompara-tivelymodestdeclineinhousepricesthreatenedlargelossesonsubprimeresidentialmortgages(theriskiestclassofmortgages),aswellasontheslightlyhigher-qualityAlt-Amortgages.Astheavailabilityofmortgagecredittighte
15、ned,thedownwardpressureonrealestatepricesintensified.Nationalhousepricesdeclined6percentbetweenJuneandDecemberXX.thenegativefeedbackbetweencreditavailabilityandthehousingmarketweighedonhouseholdandbusinessconfidence,restrainingconsumerledtheslowdowninrealactivitythroughXX,byearlyXXoutlaysforconsumergoodsandservicesandbusinessequipmentandsoftwarehaddeceleratedsharply,andtotalemploymentwasbeginningtodecline
