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1、Topic,Recently some banks extend their business to university campus and offer credit cards to students. A lot of people worry that credit cards may bring harm to students, while others dont think so. What is your opinion? Write on ANSWER SHEET THREE a composition of about 200 words on the following
2、 topic: Will Credit Cards Bring Harm to the Students?,Instructions,You are to write in three parts. In the first part, state specifically what your opinion is. In the second part, support your opinion with appropriate details. In the last part bring what you have written to a natural conclusion or a
3、 summary. Marks will be awarded for content, organization, grammar and appropriateness. Failure to follow the instructions may result in a loss of marks.,Will Credit Cards Bring Harm to the Students?,Recently, in order to extend business to university campus, some banks offer credit cards to college
4、 students. Many people worry that credit cards may do harm to students, while others dont think so. In my opinion, credit cards are good for students if they are used appropriately.First, when a student uses credit cards, he neednt bring much cash with him every day. And the less cash he brings, the
5、 less he needs to worry about being stolen. Second, using credit cards can minimize the chances of receiving forged notes. Students are not quite good at distinguishing forged notes, and thus often become victims of coiners. If they use credit cards, it will be very possible for them to avoid receiv
6、ing forged notes because they dont need to get the changes. Third, using credit cards can help students to know more about “credit“. If they dont repay their credit account in time, they will have to pay more interests and whats worse, they will get a bad credit record which will bring inconvenience
7、 to them in the future. Therefore, I believe that credit cards will not bring harm to students if used reasonably.,评分标准,满分15分，分五个等级，14分、11分、8分、5分和2分，可以酌情加一或减一分，但不得加或减半分。 具体标准为： 14分：切题。表达思想清楚，文字通顺，连贯性较好，基本无语言错误。 11分：切题。表达思想清楚，文字连贯，但有少量语言错误。 8分：基本切题。表达思想比较清楚，文字上连贯，但语言错误较多，其中有少量严重错误。 5分：基本切题。表达思想不够清楚，文
8、字连贯性差，有较严重的语言错误。 2分：条理不清，思想紊乱，语言支离破碎或大部分句子均有错误，且多数为严重错误。 交白卷，或作文与题目毫不相干，或只写几个单词，以0分计算。 评分对于字数的要求：累计字数在150-170之间，扣1分；130-150之间，扣2分；110-130之间，扣3分；90-110之间，扣4分；90以下，至多给5分。若照抄提示中原句，均不得计入所写字数。,14-15分 内容切题, 完整, 条理清楚, 文章结构严谨, 语法正确, 语言通顺恰当, 句式用词富有变化,基本无语言错误。 11-13分 内容切题, 完整, 条理较清楚, 文章结构较严谨, 语言比较通顺恰当, 少量语法，拼
9、写错误。 8-10分 内容基本切题, 完整, 条理基本清楚, 文章结构基本严谨, 语言基本通顺恰当，少量严重错误, 一些词使用不当。 5-7分 内容基本切题, 完整, 条理不够清楚, 较明显的母语痕迹，较多语言错误, 许多词使用不当。 2-4分 内容偏题, 不完整, 思路混乱, 语句不完整, 只有少数句子可以理解, 词汇拼写错误严重。,TEM-4作文试题及样卷评分 2006年,Topic,Recently a Beijing information company did a survey of student life among more than 700 students in Beij
10、ing, Guangzhou, Xian, Chengdu, Shanghai, Wuhan, Nanjing and Shengyang. The results have shown that 67 percent of students think that saving money is a good habit while the rest believe that using tomorrows money today is better. What do you think?,Instructions,Write a composition of about 200 words.
11、 You are to write in three parts. In the first part, state specifically what your opinion is. In the second part, support your opinion with appropriate details. In the last part, bring what you have written to a natural conclusion or a summary. You should supply an appropriate title for your composi
12、tion.,Sample 1 The Good Habit,Nowadays, more and more young people think that it is better that using tomorrows money today than saving money, while in my opinion, I think its right.For the first, our contrair has to develop. So it calls us to use more money to let the nation develop.And then, that
13、may make our life more comfortable. For example, I heard a story. There are two man. A use tomorrows money to buy a new houseas he has to pay money to the bank every months while B start keeping money.,Twenty years later, B finally keeping enough money to buy a new house, but A has been lived in it
14、for twenty years and pay enough money to the bank.At the end, if we have the abilile to pay the list, why we dont use tomorrows money to let our life more wonderful?So, thats what I think.,5-6分。结构基本符合，但语言过于简单，语法错误多，内容模糊不清，题目不正确，字数少于170。 举例不可信。举例应该真实可信，比如亲身经历、朋友体验或者名人轶事等。 文章结尾太简单。,Sample 2：Saving Mon
15、ey is a Good Habit,I think saving money is a good habit. Because saving money can make you learn how to use less money to buy more things. Saving money can make you become a rich man.If some thing happen one day, you must use some money to solve the problem, but nobody can lend to you the money. You
16、r saving money can help solve the problem.,Nowdays, some students use their parents money to buy a lot of unnessary things. Such as, Some students change their mobil phone every month. Its not a good habit. Although their parents have a lot of money, they cant use money in that way. Its waste of money.If you save money as a habit. You can think carefully before you buy everything. “This thing is necessary for me? Can I buy the cheaper one?” All those questions can be asked by yourself.,
