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1、-精选财经经济类资料- -最新财经经济资料-感谢阅读- 1 名人英语演讲稿(精选多篇)my friends:i want to talk for a few minutes with the people of the united states about banking - to talk with the comparatively few who understand the mechanics of banking, but more particularly with the overwhelming majority of you who use banks for the ma
2、king of deposits and the drawing of checks.i want to tell you what has been done in the last few days, and why it was done, and what the next steps are going to be. i recognize that the many proclamations from state capitols and from washington, the legislation, the treasury -精选财经经济类资料- -最新财经经济资料-感谢
3、阅读- 2 regulations, and so forth, couched for the most part in banking and legal terms, out to be explained for the benefit of the average citizen. i owe this, in particular, because of the fortitude and the good temper with which everybody has accepted the inconvenience and hardships of the banking
4、holiday. and i know that when you understand what we in washington have been about, i shall continue to have your cooperation as fully as i have had your sympathy and your help during the past week.first of all, let me state the simple fact that when you deposit money in a bank, the bank does not pu
5、t the money into a safe deposit vault. it invests your money in many different forms of credit - in bonds, in commercial paper, in mortgages and in many other kinds of loans. in other words, the bank puts your money to work to keep the wheels of industry and of -精选财经经济类资料- -最新财经经济资料-感谢阅读- 3 agricult
6、ure turning around. a comparatively small part of the money that you put into the bank is kept in currency - an amount which in normal times is wholly sufficient to cover the cash needs of the average citizen. in other words, the total amount of all the currency in the country is only a comparativel
7、y small proportion of the total deposits in all the banks of the country.what, then, happened during the last few days of february and the first few days of march? because of undermined confidence on the part of the public, there was a general rush by a large portion of our population to turn bank d
8、eposits into currency or gold - a rush so great that the soundest banks couldnt get enough currency to meet the demand. the reason for this was that on the spur of the moment it was, of course, impossible to sell perfectly sound assets of a bank and -精选财经经济类资料- -最新财经经济资料-感谢阅读- 4 convert them into ca
9、sh, except at panic prices far below their real value. by the afternoon of march third, a week ago last friday, scarcely a bank in the country was open to do business. proclamations closing them, in whole or in part, had been issued by the governors in almost all the states. it was then that i issue
10、d the proclamation providing for the national bank holiday, and this was the first step in the governments reconstruction of our financial and economic fabric.the second step, last thursday, was the legislation promptly and patriotically passed by the congress confirming my proclamation and broadeni
11、ng my powers so that it became possible in view of the requirement of time to extend the holiday and lift the ban of that holiday gradually in the days to come. this law also gave authority to develop a program of -精选财经经济类资料- -最新财经经济资料-感谢阅读- 5 rehabilitation of our banking facilities. and i want to
12、tell our citizens in every part of the nation that the national congress - republicans and democrats alike - showed by this action a devotion to public welfare and a realization of the emergency and the necessity for speed that it is difficult to match in all our history.the third stage has been the series of regulations permitting the banks to continue their functions to take care of the distribution of food and household necessities and the payment of payrolls.this bank holiday, while resulting in many cases in gr
