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1、公司业务部 晏建 2011年7月商业汇票低风险承兑业务介绍 Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created
2、 with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.目 录票据及承兑业务基础知识我行的低风险承兑业务开办低风险承兑业务的意义低风险承兑业务办理流程营销提示Evaluation only.Evaluation only. Created with Aspose.Slides
3、 for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .N
4、ET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.n 狭义的票据业务仅指银行承兑汇票和商业承兑汇票，涵盖以商 业汇票为媒介的信用投放、资金融通、金融服务的票据业务的 全过程，包括票据的发行、票据的交易、票据业务的衍生。票据业务支票汇票本票银行本票商业本票银行汇票商业汇票现金支票转帐支票银行承兑银行承兑汇票汇票商业承兑汇票票据Evaluation only.Evaluation only. Created with Aspose.Slides f
5、or .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET
6、 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.晏建是个什么 样的人呢？我 熟不熟悉他？信息不对对称3个月后，晏 建真的能有钱 还给我吗？还还款能力 若3个月后晏 建有钱了，他 会不会赖账不 还呢？信用假设设我租了您的房子 到付房租的日子了，我“没钱钱” 现现在写张张欠条说说3个月后还给还给您，您能接受吗吗？如果能请请到徐行在这张这张欠条上写上“到期 由本人代为为支付”的字样样，并签签字，您会接受这张这张欠条吗吗？ 什么是承兑业务Evaluati
7、on only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Clien
8、t Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.假如您有10套房子出租，每个租户都给您打欠条，而且都 找的不同的人帮忙在欠条上签字承诺到期代为支付。扩大到社会经济活动中，无数的企业在商贸交易中，也给 交易对手打欠条，都找的是不同的第三方在欠条上签章承 诺到期代为支付。把问题放大？时间成本？如何打理这么多格式不同的欠条？万一急着要用钱怎么办什么
9、是承兑业务Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .
10、NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.人民银银行进进行统统一规规范管理欠 条条徐行晏建汇汇 票承兑兑人出票人您您收款人什么是承兑业务Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile
11、5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0
12、. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.n 商业汇 票的承兑是指银行接受承兑申请人的付款委托 ，承诺在汇票到期日对收款人或持票人无条件支付汇票金 额的票据行为。 承兑业务概念转化为自己的语言：个人之间、企业之间支付结算手段 延期付款 真实贸 易背景Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides f
13、or .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd
14、.Copyright 2004-2011 Aspose Pty Ltd.银行承兑汇票票样（新版）n 新版票号调整为16位数，前3位数是银行机构代码，第7位数代表票据 种类（5 - 银行承兑汇票）n 人民银行要求自2011年3月1日起停止签发和使用旧版票据，一律使用 新版票据（即2010版银行票据凭证）。 Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Prof
15、ile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 As
16、pose Pty Ltd.票据业务主要品种及关系出票市场直贴市场转贴市场企业A企业B企业C背书背书企业ABC银行ABC贴现银行A银行B银行C转贴现转贴现中国人民银行再贴 现支付结算企业融资同业融资Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.
