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1、我国汽车保险的发展和意义Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.汽车保险的含义、特征与作用汽车保险的起源与发展汽车保险六不赔车险四大误区Evaluation only.Evalua
2、tion only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.汽车保险又称机动车辆保险，是以各种机动车辆为保险标的的保险。它除了承保各种类型的汽车外，还包括各种以机器为动力的车辆，如拖拉机、摩托车等。Evaluation only.Evaluat
3、ion only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.汽车保险的特征 1、机动车辆保险属于不定值保险 2、机动车辆损失保险的赔偿主要采取修复方式3、保险标的出险率较高 4、业务量大，投保率高 5、扩大保险利益 6、被保险人自负责任与无赔款优
4、待 Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.1、促进汽车工业的发展，扩大了对汽车的需求。 2、稳定了社会公共秩序。 3、促进了汽车安全性能的提高。 4、汽车保险业务在财产保险中占有
5、重要的地位。Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.汽车保险的起源 汽车保险是近代发展起来的，它晚于水险、火险、盗窃险和综合险。保险公司承保机动车辆的保险基础是根据水险、火险、盗窃
6、险和综合责任险的实践经验而来的。 Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.汽车保险在国外的发展 1、汽车保险的发源地英国：英国法律事故保险公司于1896年首 先开办了汽车保险，成为
7、汽车保险“第一 人”。2、汽车保险的发展成熟地美国：汽车保险问世、建立了未保险判决基 金推出未保险驾驶人保险、无过失责任保 险。 Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.萌芽时期
8、：鸦片战争以后 试办时期 ：1950年，创建不久的中国人民保险公司就开办了汽车保险。 发展时期 ：1988年，汽车保险的保费收入超过了20亿元，占财产保险份额37.6%，第一次超过了企业财产险(35.99%)。Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.
9、Copyright 2004-2011 Aspose Pty Ltd.酒后驾车、无照驾驶、未年检不赔 发动机进水后再启动造成损坏不赔 自己加装的设备不赔 部分零件被偷不赔 放弃追偿权不赔 修车期间的损失不赔Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Co
10、pyright 2004-2011 Aspose Pty Ltd.“超额投保”= 超额赔付投保“全险”= 保险公司全陪事故现场无须保留出险修车 非“4S店”不去Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspos
11、e Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides
12、for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NE
13、T 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyr
14、ight 2004-2011 Aspose Pty Ltd.Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.谢 谢Evaluation only.Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0.Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd.Copyright 2004-2011 Aspose Pty Ltd.
