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1、Sigma study on natural catastrophes and man-made disasters losses 2010 | Swiss Re - Leading Global Reinsurerhttp:/ 20:44:04Swiss Res new sigma study reveals that natural catastrophes and man- made disasters caused economic losses of USD 218 billion and cost insurers USD 43 billion29 March 2011Zurich
2、According to Swiss Res latest sigma study, worldwide economic losses from natural catastrophes and man-made disasters were USD 218 billion in 2010, more than triple the 2009 figure of USD 68 billion. The cost to the global insurance industry was more than USD 43 billion, an increase of more than 60%
3、 over the previous year. Approximately 304 000 people died in these events, the highest number since 1976. In 2010, severe catastrophes claimed significantly more lives than the previous year: around 304 000 were killed, compared to 15 000 in 2009. The deadliest event in 2010 was the Haiti earthquak
4、e in January, which claimed more than 222 000 lives. Nearly 56 000 people died during the summer heatwave in Russia. The summer floods in China and Pakistan also resulted in over 6 200 deaths.Natural catastrophes cost the global insurance industry roughly USD 40 billion in 2010, while man-made disas
5、ters triggered additional claims of more than USD 3 billion. By way of comparison, overall insured losses totalled USD 27 billion in 2009. Lucia Bevere, one of the studys authors, says: “Insured losses were highest in North America in 2010, where they exceeded USD 15 billion. Despite very low hurric
6、ane losses due to the absence of hurricanes making direct landfall in the US, a series of lesser storms throughout the year resulted in this high figure.”High earthquake lossesEarthquake losses accounted for almost one third of all catastrophe losses in 2010. The February 2010 earthquake in Chile an
7、d the September earthquake in New Zealand were the two costliest events in 2010, and led to insured losses estimated at USD 8 billion and USD 4.4 billion respectively. Overall natural catastrophe claims in 2010 were in line with the 10-year average due to unusually modest US hurricane losses and in
8、spite of notably high earthquake losses.Incidentally, earthquake losses for 2011 will also be above average as the total insured claims for the February 22 earthquake in Christchurch, New Zealand, are estimated to be between USD 6 billion and USD 12 billion. The massive Tohoku earthquake that struck
9、 Sendai, Japan on March 11 is also expected to trigger significant insured losses.Balz Grollimund, one of the studys authors, says: “Although no long-term trend of increasing global earthquake activity has emerged, the number of fatalities and insured losses from earthquakes are on the rise. The mai
10、n reasons are population growth, the higher number of people living in urban areas as well as rising wealth and rapidly increasing exposures. Many of these rapidly growing urban areas are located in seismically active areas.”Ten events each triggered insured losses of at least USD 1 billionIn 2010,
11、ten events triggered insured losses of USD 1 billion or more. The two biggest insured losses were caused by earthquakes the February earthquake in Chile (USD 8 billion) and the September earthquake in Christchurch, New Zealand (USD 4.4 billion). The third costliest event was winter storm Xynthia in
12、Western Europe, which led to insured losses of USD 2.8 billion. Three storms in the US and two storms in Australia also generated losses of over USD 1 billion. Property claims from the BP Deepwater Horizon explosion in the Gulf of Mexico are estimated at USD 1 billion. Given the complexity of the cl
13、aims, the latter figure is still subject to substantial uncertainty. The overall insurance loss is higher, as liability losses are not included in the sigma numbers.Natural catastrophes and man-made disasters cost society USD 218 billion in 2010In 2010, worldwide economic losses from natural and man
14、-made catastrophes were estimated at USD 218 billion. This represents a sharp increase over 2009, when economic losses totalled USD 68 billion. Asia was the hardest-hit region with total damages of approximately USD 75 billion. Pakistan and several large regions in China experienced extraordinary ra
15、infall during the summer, resulting in devastating floods.Thomas Hess, Chief Economist of Swiss Re, comments: ”2010 was not only characterised by severe earthquakes that ranked among the deadliest, costliest and most powerful in history, but also by a series of extreme weather events, such as major
16、floods. Some of these flood events sadly affected countries with poor emergency preparedness and underdeveloped insurance markets.”Hess continues: “These events show the urgent need to strongly improve prevention and post disaster management in order to reduce human suffering. The rapidly increasing wealth in emerging
