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1、-适用于等额本息还款方式-注:此利率自 2012 年 7 月 6 日起执行,此表仅供参考,贷款时以合同为准。个人住房商业性贷款利率表个人住房商业性贷款利率表个人住房公积金贷款利率表个人住房公积金贷款利率表贷款年限年利率(%)月利率()贷款年限年利率(%)月利率()一至三年(含三年)6.15 5.13一至三年(含三年)4.00 3.33三至五年(含五年)6.405.33三至五年(含五年)4.00 3.33五年以上6.55 5.46备注:只需修改年利率数备注:只需修改年利率数 据即可算出据即可算出 1 1 万元月供款。万元月供款。五年以上4.50 3.75备注:只需修改年利率数备注:只需修改年利率
2、数 据即可算出据即可算出 1 1 万元月供款。万元月供款。个人住房商业性贷款月还款额个人住房商业性贷款月还款额个人住房公积金贷款月还款额个人住房公积金贷款月还款额每万元每万元贷款年限年利率(%)月利率()还款期数月还款额本息总还款额贷款年限年利率(%)月利率()还款期数月还款额本息总还款额16.00/ 10600.0014.00 3.33 10400.0026.155.1324443.88 10653.12 24.003.3324434.251 10422.0036.15 5.1336304.90 10976.40 34.003.3336295.24 10628.6446.405.334823
3、6.6911361.12 43.3348225.79 10837.925 56.405.335.336060195.19195.1911711.4011711.40 5 54.003.333.33 6060184.17184.17 11050.2011050.20 66.555.4672168.34 12120.48 64.53.7572158.74 11429.2876.555.4684148.7412494.16 74.53.7584139.00 11676.0086.555.4696134.1112874.56 84.53.7596124.23 11926.0896.555.461081
4、22.80 13262.40 94.53.75108112.78 12180.2410106.555.465.46120120113.80113.80 13656.0013656.0010104.53.753.75120120103.64103.64 12436.8012436.80116.555.46132106.5014058.00 114.53.7513296.19 12697.08 126.555.46144100.45 14464.80 124.53.7514490.00 12960.00136.555.4615695.39 14880.84134.53.7515684.79 132
5、27.24146.555.4616891.08 15301.44 144.53.7516880.34 13497.1215156.555.465.4618018087.3987.3915730.2015730.20 15154.53.753.7518018076.5076.50 13770.0013770.00166.555.4619284.1916164.48 164.53.7519273.1614046.72176.555.4620481.40 16605.60 174.53.7520470.2214324.88186.555.4621678.9417051.04 184.53.75216
6、67.6314608.08196.555.4622876.78 17505.84 194.53.7522865.33 14895.2420206.555.465.4624024074.8574.85 17964.0017964.00 20204.53.753.7524024063.2663.26 15182.4015182.40216.555.4625273.13 18428.76214.53.7525261.4115475.32226.555.4626471.60 18902.40224.53.7526459.74 15771.36236.555.4627670.21 19377.96 23
7、4.53.7527658.22 16068.72246.555.4628868.96 19860.48 244.53.7528856.84 16369.9225256.555.465.4630030067.8367.83 20349.0020349.00 25254.53.753.7530030055.5855.58 16674.0016674.00266.555.4631266.81 20844.72 264.53.7531254.4316982.16 276.555.4632465.88 21345.12 274.53.7532453.37 17291.88286.555.4633665.0221846.72284.53.7533652.40 17606.40 296.555.4634864.25 22359.00 294.53.7534851.50 17922.0030306.555.465.4636036063.5463.54 22874.4022874.4030304.53.753.7536036050.6750.67 18241.2018241.20 -适用于等额本息还款方式-注:此利率自 2012 年 7 月 6 日起执行,此表仅供参考,贷款时以合同为准。