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1、 1 CNX107-R5(YX) 1-8 04/14 E 个人个人客户客户风险评估风险评估问卷问卷 Individual Customer Risk Profiling Questionnaire 本问卷调查旨在协助您了解自己的投资取向。问卷内容将严格保密。 This questionnaire aims at helping you to understand your own investment preference. Your information in this questionnaire will be kept strictly confidential. 本评估问卷的有效期为
2、一年，如果您超过一年未进行风险承受能力评估，在您再次购买投资产品时，请主动要本评估问卷的有效期为一年，如果您超过一年未进行风险承受能力评估，在您再次购买投资产品时，请主动要 求我们的客户经理为您重新进行风险承受能力的评估。在评估问卷有效期内，若您的风险承受能力发生变化或求我们的客户经理为您重新进行风险承受能力的评估。在评估问卷有效期内，若您的风险承受能力发生变化或 发生任何可能影响您自身风险承受能力的情况，您仍须向我行提出重新进行风险承受能力评估的要求。发生任何可能影响您自身风险承受能力的情况，您仍须向我行提出重新进行风险承受能力评估的要求。 The assessment result giv
3、en by this questionnaire is valid for one year only. If you fail to attempt the assessment for your own risk tolerance on yearly basis, please approach us and complete the Risk Profiling Questionnaire when you subscribe the investment products again. The information of the questionnaire will be revi
4、ewed on annual basis. If your risk tolerance changes or any condition affecting your risk tolerance ability happens during the valid period of the Risk Profiling Questionnaire, you must approach us to complete the Risk Profiling Questionnaire again. 您在购买任何投资产品过程中请注意核对您的风险承受能力和投资产品风险的匹配情况。 Please be
5、reminded that you should choose investment products with risk corresponding to your own tolerance level. 本评估问卷的所有意见均根据客户向我行所提供的资料而制定。根据本次分析所讨论的有关客户的需要和对风 险所持的态度而提出的意见，只供客户作出个人投资决定的参考。所有意见不可视为对任何投资产品的销售或 购买邀请，亦不应当为投资建议。 The suggestions in this test are derived from information that the customer has p
6、rovided to our bank. The suggestions are designed to meet the needs discussed in this test and are in line with the customers attitude towards risk. The suggestions are for the customers consideration when making his/her own investment decisions. The suggestions are not an offer to sell or a solicit
7、ation to buy any investment products and the suggestions should not be considered as investment advice. 第一部份第一部份 个人信息个人信息 Part 1 Personal Information 姓名 Name 客户号码 Client Number 第二部份第二部份 风险评估风险评估 Part 2 Risk Profiling 请在适当位置加上 号。Please “” where appropriate. 财务状况财务状况 Financial Status 1. 您每月可随意支配的家庭收入是
8、多少（如：可用于储蓄或投资的收入）？ What is your monthly disposable income (e.g. How much can be used in savings or investments)? 口 (a) CNY40,000 2. 您的资产净值是多少？ 资产净值=总资产（如存款、债券、股票，但不包括自住物业）- 总负债（如个人贷款、房屋贷款） What is your net worth? Net worth=Total Assets (e.g. Deposits, Bonds, Securities, excluding the value of your s
9、elf-use properties) minus Total Debt (e.g. Personal Loans, Mortgages) 口 (a) CNY1,000,000 2 CNX107-R5(YX) 2-8 04/14 E 3. 您的主要收入来源是： What is your major source of income? 口 (a) 主要来源于工资收入 / Mainly from salary income 口 (b) 主要来源于投资收入 / Mainly from investment income 口 (c) 主要来源于生意利润 / Mainly from business p
10、rofit 投资目的投资目的 Investment Objective 4. 您计划的投资期限? What is your planned investment tenor? 口 (a) 10年 years 5. 您的主要投资目标为? What is your main investment objective? 口 (a) 本金保障 / Capital protection 口 (b) 抵抗通胀的保值手段 / Inflation protection 口 (c) 获取经常性收入，同时获得一些资本增值 / Irregular income with some capital gain 口 (d
11、) 长期持有实现财富增值 / Long-term wealth accumulation 口 (e) 短期内实现财富快速增值 / Short-term fast capital gain 6. 您计划把多少资产(自住物业投资除外)用作投资? How much of your assets (excluding self-use properties) do you intend to invest? 口 (a) 60% 投资经验投资经验 Investment Experience 7. 您有多少年的投资经验(例如外汇、股票、基金、债券、理财产品投资)? How many years of ex
12、perience do you have in investment (e.g. FX, Equity, Investment Fund, Bond, Investment Product)? 口 (a) 无 / No experience 口 (b) 1年以下 / under 1 year 口 (c) 1至2年 / 1 to 2 years 口 (d) 3至5年 / 3 to 5 years 口 (e) 5年以上 / above 5 years 8. 您曾投资过以下哪些投资工具？（可多选多选） Which of the following investment tools have you
13、used before? (Can choose more than one) 口 (a) 存款 Time Deposit 口 (b) 保本基金、保本理财产品或货币市场基金 3 CNX107-R5(YX) 3-8 04/14 E Capital Protected Fund, Capital Protected Investment Product, or Money Market Fund 口 (c) 债券、债券型基金或部分保本理财产品 Bond, Bond Fund or Partially Capital Protected Investment Product 口 (d) 混合型基金或
14、外汇/黄金等非杠杆交易 Hybrid Fund, or FX/Gold Trading (without margin) 口 (e) 股票、非保本理财产品、股票基金或期货等其他杠杆交易 Equity, non-Capital Protected Investment Product, Equity Fund or other margin trading e.g. Future 投资偏好及投资偏好及风险承受能力风险承受能力 Investment Preference & Risk Tolerance 9. 您的年龄为? What is your age? 口 (a) 60 口 (b) 51 -
15、 60 口 (c) 41 - 50 口 (d) 31 - 40 口 (e) 31 10. 下列哪一种描述最符合您对投资组合短期表现的态度? Which of the following best describes your attitude towards the portfolio performance in the short-run? 口 (a) 我希望资产保值，不介意回报跟不上通胀 I want to avoid any capital loss, I do not mind if the return cannot beat inflation. 口 (b) 我可接受投资本金轻微
16、损失，以追求高于通胀的潜在回报 I can tolerate slight capital loss in order to improve my potential investment return to beat inflation. 口 (c) 我可接受投资本金部分损失，以追求潜在回报 I can tolerate partial capital loss in order to improve my potential investment return. 口 (d) 我可接受投资本金较大损失，以博取更高收益 I can tolerate comparatively large capital loss in order to achieve a higher return. 口 (e) 我可
