《【保险运输合同范本】海洋运输货物保险条款(附英文)》由会员分享,可在线阅读,更多相关《【保险运输合同范本】海洋运输货物保险条款(附英文)(11页珍藏版)》请在金锄头文库上搜索。
1、海洋运输货物保险条款(附英文)一、责任范围本保险分为平安险、水渍险及一切险三种。被保险货物患病损失时,本保险依据保险单上订明承保险别的条款规定,负赔偿责任。(一)平安险本保险负责赔偿:1、被保险货物在运输途中由于恶劣气候、雷电、海啸、地震、洪水自然灾难造成整批货物的全部损失或推定全损。当被保险人要求赔付推定全损时,须将受损货物及其权利委付给保险公司。被保险货物用驳船运往或运离海轮的,每一驳船所装的货物可视作一个整批。推定全损是指被保险货物的实际全损已经不行避开,或者恢复、修复受损货物以及运输货物到原订目的地的费用超过该目的地的货物价值。2、由于运输工具患病搁浅、触礁、沉没、互撞、与流冰或其他物
2、体碰撞以及失火、爆炸意外事故造成货物的全部或部份损失。3、在运输工具已经发生搁浅、触礁、沉没、焚毁意外事故的状况下,货物在此前后又在海上患病恶劣气候、雷电、海啸等自然灾难所造成的部份损失。4、在装卸或转运时由于一件或数件整件货物落海造成的全部或部份损失。5、被保险人对患病承保责任内危急的货物实行抢救、防止或削减货损的措施而支付的合理费用,但以不超过该批被救货物的保险金额为限。6、运输工具患病海难后,在避难港由于卸货所引起的损失以及在中途港,避难港由于卸货,存仓以及运输货物所产生的特殊费用。7、共同海损的牺牲、分摊和救助费用。8、运输契约订有“船舶互撞责任”条款,依据该条款规定应由货方偿还船方的
3、损失。(二)水渍险除包括上列平安险的各项责任外,本保险还负责被保险货物由于恶劣气候、雷电、海啸、地震、洪水自然灾难所造成的部份损失。(三)一切险除包括上列平安险和水渍险的各项责任外,本保险还负责被保险货物在运输途中由于外来缘由所致的全部或部分损失。二、除外责任本保险对下列损失不负赔偿责任:(一)被保险人的有意行为或过失所造成的损失。(二)属于发货人责任所引起的损失。(三)在保险责任开头前,被保险货物已存在的品质不良或数量短差所造成的损失。(四)被保险货物的自然损耗、本质缺陷、特性以及市价跌落;运输拖延所引起的损失或费用。(五)本公司海洋运输货物战斗险条款和货物运输罢工险条款规定的责任范围和除外
4、责任。三、责任起讫(一)本保险负“仓至仓”责任,自被保险货物运离保险单所载明的起运地仓库或储存处所开头运输时生效,包括正常运输过程中的海上、陆上、内河和驳船运输在内,直至该项货物到达保险单所载明目的地收货人的最终仓库或储存处所或被保险人用作安排、分派或非正常运输的其他储存处所为止。如末抵达上述仓库或储存处所,则以被保险货物在最终卸载港全部卸离海轮后满六十天为止。如在上述六十天内被保险货物需转运到非保险单所载 明的目的地时,则以该项货物开头转运时终止。(二)由于被保险人无法把握的运输延迟、绕道、被迫卸货、重行装载、转载或承运人运用运输契约赐予的权限所作的任何航海上的变更或终止运输契约,致使被保险
5、货物运到非保险单所载明目的地时,在被保险人准时将获知的状况通知保险人,并在必要时加缴保险费的状况下,本保险仍连续有效,保险责任按下列规定终止。1、被保险货物如在非保险单所载明的目的地出售,保险责任至交货时为止,但不论任何状况下,均以被保险货物在卸载港全部卸离海轮后满六十天为止。2、被保险货物如在上述六十天期限内连续运往保险单所载原目的地或其他目的地时,保险责任仍按上述第(一)款的规定终止。四、被保险人的义务被保险人应依据以下规定的应尽义务办理有关事项,如因未履行规定的义务而影响保险人利益时,本公司对有关损失,有权拒绝赔偿。(一)当被保险货物运抵保险单所载明的目的港(地)以后,被保险人应准时提货
6、,当发觉被保险货物患病任何损失,应即向保险单上所载明的检验、理赔代理人申请检验,如发觉被保险货物整件短少或有明显残损痕迹应即向承运人、受托人或有关当局(海关、港务当局等)索取货损货差证明。假如货损货差是由于承运人、受托人或其他有关方面的责任所造成,并应以书面方式向他们提出索赔,必要时还须取得延长时效的认证。(二)对患病承保责任内危急的货物,被保险人和本公司都可快速实行合理的抢救措施,防止或威少货物的损失,被保险人实行此项措施,不应视为放弃委付的表示,本公司实行此项措施,也不得视为接受委付的表示。(三)如遇航程变更或发觉保险单所载明的货物、船名或航程有遗漏或错误时,被深险人应在获悉后马上通知保险
7、人并在必要时加缴保险费,本保险才连续有效。(四)在向保险人索赔时,必需供应下列单证:保险单正本、提单、发票、装箱单、磅码单、货损货差证明、检验报告及索赔清单。如涉及第三者责任,还须供应向责任方追偿的有关函电及其他必要单证或文件。(五)在获悉有关运输契约中“船舶互携责任”条款的实际责任后,应准时通知保险人。五、索赔期限本保险索赔时效,认被保险货物在最终卸裁港全部卸离海轮后起算,最多不超过二年。OCEAN MARINE CARGO CLAUSESI . Scope of Cover:This insurance is classified into the following three Cond
8、itions- Free From Particular Average (F. P. A. ), With Average (W. A. ) and All Risks. Where the goods insured hereunder sustain loss or damage , the Company shall undertake to indemnify therefor according to the insured Condition specified in the Policy and the Provisions of these Clauses :1. Free
9、From Particular Average (F. P. A. )This insurance covers :1) Total or Constructive Total Loss of the whole consignment hereby insured caused in the course of transit by natural calamities: heavy weather, lightning, tsunami, earthquake and flood. In case a constructive total loss is claimed for, the
10、Insured shall abandon to the Company the damaged goods and all his rights and title pertaining thereto. The goods on each lighter to or from the seagoing vessel shall be deemed a separate risk. Constructive Total Loss refers to the loss where an actual total loss appears to be unavoidable or the cos
11、t to be incurred in recovering or reconditioning the goods together with the forwarding cost to the destination named in the Policy would exceed their value on arrival.2) Total or Partial Loss caused by accidents the carrying conveyance being grounded, stranded, sunk or in collision with floating ic
12、e or other objects as fire or explosion .3) Partial loss of the insured goods attributable to heavy weather, lightning and/or tsunami, where the conveyance has been grounded, stranded, sunk or burnt. irrespective of whether the event or events took place or after such accidents.4) Partial of total l
13、oss consequent on falling of entire package or packages into sea during loading, transshipment or discharge.5)Reasonable cost incurred by the insured on salvaging the goods or averting or minimizing a loss recoverable under the Policy, provided that such cost shall not exceed the sum insured of the
14、consignment so saved.6) Losses attributable to discharge of the insured goods at a pert of distress following a sea peril as well as special charges arising from loading, warehousing and forwarding of the goods at an intermediate port of call or refuge.7) Sacrifice in and Contribution to General Ave
15、rage and Salvage Charges.8) Such proportion of losses sustained by the shipowners as is to be reimbursed by the Cargo Owner under the Contract of Affreightment Both to Blame Collision clause.2. With Average (W. A. )Aside from the risks covered under F. P. A. condition as above, this insurance also c
16、overs partial losses of the insured goods caused by heavy weather , lightning, tsunami , earthquake and/or flood.3. All RisksAside from the risks covered under the F. P. A. and W. A. conditions as above, this insurance also cover all risks of loss of or damage to the insured goods whether partial or total, arising from external causes in the cause of transit.I