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1、金融英语考试密押资料现代金融业务(综合)模拟7金融英语考试密押资料现代金融业务(综合)模拟7现代金融业务(综合)模拟7Part One ListeningSection One Directions: In this section, you will hear ten short statements. Each statement will be spoken only once. After each statement, there will be a pause. During the pause, you must read the four suggested answers m
2、arked A, B, C and D, and decide which is the best answer. (如需获取本MP3听力录音请搜索标题名) 1.A.Credit card holders will state if they dont buy anything.B.Credit card holders will receive their statements from the bank every month.C.Credit card holders can charge purchases to their bank accounts.D.Credit card ho
3、lders have to make purchases every month.答案:B解析Credit card holders can charge purchases to their credit card accounts, and they receive monthly statements. 单句意思为“信用卡持有者可以把消费额累加到信用卡账户上，银行每月会提供财务报告”。 2.A.The foreign banks should have set up a representative office.B.The foreign banks cant apply for a
4、branch.C.The foreign banks cant expand business in China.D.The foreign banks are forbidden to set up a representative office.答案:A解析The foreign banks should have set up a representative office in China two years before they can apply for a branch. 单句意思为“外国银行若要申请在中国建立分行，那他们应该提前两年在中国设立办事处。” 3.A.You can
5、 have the check encashed now.B.You will have the money in one or two days.C.You can not have the check encashed.D.You have to wait for the payment till the maturity.答案:D解析Your check is a forward one. We will make payment at the maturity. 单句意思为“你的支票为远期支票，支票到期时我们才付款。” 4.A.Interest rate risk is a norma
6、l part of banking operations.B.Interest rate risk is a terrible threat to banking operations.C.A banks earnings and capital base is a normal part of banking.D.A banks earnings and capital base can pose a significant threat to banking.答案:A解析Although it is a normal part of banking, excessive interest
7、rate risk can pose a significant threat to a banks earnings and capital base. 单句意思为“尽管利率风险是银行业常见的风险，但它可以对银行收入和资本基础造成严重威胁”。只有A项意思正确。 5.A.They usually hold savings accounts.B.They have current accounts.C.They specialize in long-term savings accounts and mortgages.D.They deal in short-term savings acco
8、unts.答案:C解析They specialize in long-term savings accounts and usually lend money for mortgages. 单句意思为“他们专门从事长期储蓄而且通常为他人提供抵押贷款。” (如需获取本MP3听力录音请搜索标题名) 6.A.The majority of smart cards users are governments and commercial organizations.B.Many users of smart cards are powerful in governments and commercia
9、l organizations.C.The dominant users of smart cards are banks in China by now.D.The dominant users of smart cards used to he banks in China.答案:A解析Actually, in China by now, the dominant users of smart cards are not banks, but governments and commercial organizations. 单句意思为“事实上，目前在中国，智能卡的主要使用者不是银行，而是
10、政府和商业机构。”B项对“dominant”一词理解有误，C项与句意相反，D项没有提及。 7.A.If a remitting bank cannot take proper care in collection, the exporter will do it himself.B.If a remitting bank cannot fulfill its obligation in collection, the exporter will claim indemnify for it.C.If a remitting bank cannot take proper care in col
11、lection, it will lose a customer.D.If a remitting bank cannot fulfill its obligation in collection, it will cause loss to the exporter.答案:C解析If a remitting bank fails to take proper care in the outward collection, the exporter will soon transfer his account to one which does. 单句意思为“如果汇出行没能及时处理好出口托收，
12、出口商将把它的账户立即转到另一家银行。” 8.A.The customer should first notify the drawee bank of the loss of his draft.B.The customer should first notify the drawer bank of the loss of his draft.C.The customer should first notify the remitting bank of the loss of his draft.D.The customer should first notify the collect
13、ing bank of the loss of his draft.答案:B解析If a customer informs his bank that a draft which has been issued to him has been lost, the drawee bank should be noticed immediately. 单句意思为“当客户丢失了银行开给他的汇票，则应立即通知付款行。” 9.A.The U.S. company has to exchange dollars for pounds to make settlement for the goods imp
14、orted from U.K.B.The U.S. company must exchange some pounds for dollars before the transaction is made.C.The U.S. company may directly purchase goods in Britain in sterling pounds.D.The U.S. company must exchange dollars for euros first.答案:A解析If a U.S. company wants to purchase goods in Britain and
15、the transaction is settled in sterling pounds, it has to exchange dollars for pounds first. 单句意思为“若一家美国公司要在英国购买货物，而交易又是以英镑结算，那么这家美国公司首先要将其美元兑换成英镑。” 10.A.Cash is crucial to a countrys economy.B.Money is crucial to a countrys economy.C.Capital is crucial to a countrys economy.D.Banks are crucial to a countrys economy.答案:D解析Banks are crucial to a countrys economy, they serve as the center point of the exchange of money throughout the economy. 录音说的是银行对一国的经济很重要。 Section Two Directions: In this s
