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1、纽约梅隆银行清算业务介绍,Angela Yeh Treasury Service,2011年6月,摘要,纽约梅隆银行发展历程 美元清算系统 纽约梅隆银行美元清算服务 台湾汇款清算系统,2,纽约梅隆银行发展历程,5,一个全球金融服务的提供商,在产品广度和全球影响上的根本性进步,1900-2000 积极建立传统的投资战略,通过收购，和一系列战略同盟达到业务地国际增长,一个共同，清洗和突出的焦点,两个机构联合在一起构成了世界上最大的证券服务商，和资产管理公司, 成为在金融服务方面无与伦比的公司,1784,1869,纽约银行建立,T. Mellon and Sons银行建立,19世纪90年代-20世纪
2、30年代 早期拓展进入托管，公司信托和股票交易领域,1946,与联邦信托合并,梅隆资本管理公司,1983,1993,收购波士顿公司,1994,收购Dreyfus,收购了Newton资产管理公司大部分股权并创立了梅隆全球投资有限公司,1998,与纽约银行合并,2007,与纽约人寿保险信托公司合并,1922,1988,收购欧文信托,2000,收购常青藤资产管理公司,1996,收购 J.P. 摩根信托业务,与梅隆金融公司合并,2007,2006,与J.P. 摩根大通公司信托业务进行资产互换,联合,2003,收购 Pershing LLC,6,注释：以上所有集团的优先债务等级数据统计截至2011年1月
3、19日,纽约梅隆是美国唯一一家获得穆迪AAA评级的银行,纽约梅隆信用评级名列前茅,美元清算系统- FEDWIRE : Gross Settlement 即时清算系统- CHIPS : Net Settlement 净额交割系统- ACH：大批量的单一借贷交易系统,美元支付清算流程,8,FEDWIRE,美元代理行(BNYM NY),汇款行 (ABC),MT103,MT202,CHIPS指令,FED指令,收款行,纽约中间行,（CHIPS成员行）,3 FEDWIRE,1 内部转账,2 CHIPS,美国境内 或 美国境外的账户行,美国境内的账户行,Fedwire and CHIPS Summary,9
4、,美元支付清算系统 年交易量和交易金额数据（2010年）,Fedwire Funds Service 2010 RTGS - Real-time Gross Settlement System 即时清算系统 Owned by the U.S. Government not compete in local markets 主要海外分行提供同业代理行的服务, 所以我们不会成为当地银行的竞争对象 Ranked No. 3/4 美元汇款清算量全球排名第三或四 - Global Market Share 10.3% 约占全球总清算量的10.3 % - Daily Volume 170,000 item
5、s 每天处理170,000 次交易 - Daily Value $ 1.8 trillion 每天清算额价值1.8万多亿美元 - 35% Internal Book Transfer 35%汇款通过内部转帐 - Peak Daily Volume 245,000 items /$3 Trillion 高峰日清算量: 245,000 笔清算量/ 3 兆美元清算额,26,BNY Mellon Global Footprint,UNITED STATES,CANADA,MEXICO,ARGENTINA,CHILE,BRAZIL,BRAZIL,BERMUDA,CAYMAN ISLANDS,BAHAMA
6、S,IRELAND,UNITED KINGDOM,LUXEMBOURG,EGYPT,SOUTHAFRICA,SPAIN,ITALY,FRANCE,GERMANY,RUSSIA,BELGIUM,NETHERLANDS,SWITZERLAND,LEBANON,TURKEY,UNITEDARAB EMIRATES,INDIA,CHINA,JAPAN,HONG KONG,SINGAPORE,MALAYSIA,PHILIPPINES,SOUTH KOREA,TAIWAN,INDONESIA,THAILAND,AUSTRALIA,EMEA: Alternative Investment Services,
7、 Asset Management, Asset Servicing, Broker-Dealer Services, Capital Markets, Corporate Trust, Depositary Receipts, Global Markets, Liquidity Services, Pershing, Treasury Services, Wealth Management, Eagle Investment Systems,Asia Pacific: Alternative Investment Services, Asset Management, Asset Servi
8、cing, Broker-Dealer Services, Corporate Trust, Depositary Receipts, Global Markets, Liquidity Services, Pershing, Treasury Services, Wealth Management, Eagle Investment Systems,Americas: Alternative Investment Services, Asset Management, Asset Servicing, Broker-Dealer Services, Capital Markets, Corp
9、orate Trust, Depositary Receipts, Global Markets, Liquidity Services, Pershing, Shareowner Services, Treasury Services, Wealth Management, Eagle Investment Systems,Americas 33,000+ employees in 7 countries and 2 territories including 5 Canadian provincesand 29 U.S. states,Europe, Middle East, Africa
10、 8,000+ employees in 30 cities across 18 countries,Asia-Pacific 6,000+ employeesin 16 offices across 12 countries,POLAND,* data as of December 31, 2010, reflects total staff of the company, including subsidiaries and affiliates,27,Reduce Your Funds Transfer Cost 减轻贵行汇款的成本 MT103/MT202 Beneficiary Ded
11、uct 出账扣费 MT103/MT202 Credit Deduct 入账扣费 FULLPAY 全额付款 PRIORITY Payments 优先付款 MT103 Early Processing Service 提早放行服务 Automated Intermediary Service 自动选择中间银行服务 Same Day Cancellation & Amendment Services 付款当日取消和修改服务 Special Return of Funds Processing 特殊退款服务,BNY Mellon Commercial Payment Products 纽约梅隆银行商业
12、汇款产品,28,Options: Beneficiary Deduct (Ben Deduct) 出账扣费 Credit Deduct 入账扣费 Eligible Transactions: 汇款的方式 MT103 Non-Bank customer transfers Field 71 : /SHA/ or /BEN/ MT202 Import L/C Field 72: Export Collection transactions,To Reduce Your Funds Transfer Cost 减少贵行的汇款成本,29,Bene Deduct Benefits: The outgoi
13、ng payment is free of charge to your bank 本行在执行这笔汇出款时不会向贵行收取任何的费用 We deduct our processing fee & pay net proceeds to payee bank 本行会在汇出款至收款行的过程当中，已扣除我们的手续费 Your SWIFT message volume is reduced saving SWIFT charges 贵行发送报文量减少会节省SWIFT的费用 For non-bank customer transfers, a single MT103 bearing your Bene
14、Deduct instruction is used to replace the traditional procedure of sending: 非银行汇款， 只需发送一个MT103从而取代过去传统发送报文的方式 a MT103 to bene bank, and a MT202 COV to correspondent bank for the cover,To Reduce Your Funds Transfer Cost 减少贵行的汇款成本,30,Credit Deduct The incoming payment is free of charge to your bank 处理
15、这笔汇入汇款时，不会向贵行收取任何的费用 We deduct our processing fee & credit your account for the net proceeds 执行这笔汇入汇款时 ，本行扣除手续费后，净额再汇入贵行账户内 No need for you to recover The Bank of New York Mellon service charges from beneficiary 贵行无需承担帐务费用 Options: All MT103 non-bank customer transfers MT202 - L/C and Export collect
16、ion transactions Only those transactions bearing certain reference number in field 21, or ALL transactions, except certain reference numbers in field 21,To Reduce Your Funds Transfer Cost 减少贵行的汇款成本,31,Fixed charges borne by remitting party 本行跟汇款银行收取固定手续费 /FULLPAY/ is The Bank of New York Mellon codeword used only in your MT103swhen you wo
