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1、Contract No.: Xian City Real Estate Mortgage ContractParty A (Mortgagor): Address: Telephone: Party B (Mortgagee): Address: Legal Representative (or Entrusted Agent): Telephone: Supervised by Xian Municipal Housing Administration BureauParty A: (Mortgagor): Party B: (Mortgagee, Creditor of Loan Cont
2、ract): In order to ensure the fulfillment of loan contract whose No. is signed by Party B and on (hereafter referred as loan contract), Party A is willing to mortgage his house. Through verification, Party B agrees to accept Party As housing mortgage. According to relevant laws and regulations, Part
3、y A and Party B enter into this contract with consensus, and both parties are willing to abide by following clauses.Article 1: Mortgaged HouseThe house mortgage by Party A is located in . Concrete condition of mortgaged house is subject to Appendix of this contract “Inventory of Mortgaged House”.Art
4、icle 2: Set Other Rights Condition of HouseThe mortgaged house provided by Party A whether has been mortgaged for other creditors right or not. No (Yes/No). And loan amount of security guarantees is:RMB (in words) 10,000. Party B agrees to mortgage the rest part of the house value which is larger th
5、an mortgage creditors right.Article 3: Value of Mortgaged HouseThrough appraisal of the house, mortgage value of the real estate is:RMB (in words) 10,000. (Subject to Appraisal Report)Article 4: Amount and Term of Principal Creditors RightLoan amount of mortgaged real estate provided by Party A is:R
6、MB (in words) Loan term is from to .Article 5: Mortgage Security Guarantee RangeThe security guarantee range of this contract includes principal, interest, penalty, compensation and fees to realize mortgage right. Interest and penalty shall be calculated according to stipulation of this contract.Art
7、icle 6: Occupation and Management of Mortgaged House1. The house will be occupied and managed by Party A during mortgage term. Party A shall keep the house safe and in good condition during the period he occupies and manages the house. Party B has right to supervise and check management condition of
8、 mortgaged house.2. When the value of mortgaged house is insufficient as guarantee of debt due to Party As fault, Party B has right to ask Party A to provide new mortgage or increase mortgage to make up the loss.3. If the mortgaged house is damaged or destroyed, Party A shall inform Party B in time
9、and adopt steps to prevent the extension of loss. The compensation or assets got form the damage or destroy shall be mortgaged property.4. Party A shall not dispose the mortgaged house in the manner of grant, rent, transfer, etc. without written approval of Party B during mortgage term; if Party A a
10、pprove in written form, the profit got from house transfer shall be prior to repay the debt to Party B.Article 7: Insurance of Mortgaged HouseParty A and Party B do or do not enter into agreement on insurance. (Yes/No). If the house is insured, Party B shall be first beneficiary, and the insurance p
11、olicy shall be kept by Party B.Article 8: If any of the following occurs, Party A shall inform Party B in time1. The mortgaged house is listed in removal range.2. The mortgaged house is damaged or destroyed.3. The ownership of mortgaged house is altered significantly or triggers controversy.4. The m
12、ortgaged house is sealed up or is frozen.5. Party As business mechanism is changed, such as shareholding reform, affiliated operation, merge, etc.6. Other conditions stipulated by both parties Article 9: Disposition of Mortgaged House1. If any of the following occurs, Party B has right to dispose th
13、e mortgaged house:(1) When loan term expires, Party A does not pay off the debt, and borrower fails to reach renewal agreement with Party B.(2) Party A is declared to dissolve, bankrupt or die.(3) Party A disposes the house arbitrarily.(4) Other conditions stipulated by both parties. .2. Disposition
14、 manner of the house can be discounted, auctioned, sold through mutual negotiation. The profit got from disposition of the house shall be prior repay to Party B. If the profit is insufficient to repay debt, borrower shall repay the rest part; the rest part after repaid to Party B shall be possessed
15、by Party A.3. The capital obtained from disposition of mortgaged house shall be distributed in following sequence:(1) To pay the fees of disposition of the house;(2) To deduct payable fees and tax of mortgaged house;(3) To repay loan interest, principal and penalty;(4) To compensate Party B for his loss due to borrowers breaches of this contract.Article 10: Legal Liabilities1. Party A promises that there is no dispute of the house ownership. If Party A conceals the condition of co-own, ownership dis
