2020(金融保险)oo保险条款英文版串讲

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1、(金融保险)oo保险条款英文版串讲Comprehensive Extension Clauses通用/GENERAL10E001 Breach of Condition Clause10Currency Clause (AON)10Dispute Clause (AON)10E002 Errors and Omissions Clause11E003 Loss Payee Clause11Loss Notification Clause (AON)11E004 No Control Clause11E005 Approved Loss Adjuster Clause12Nominated Ad

2、juster (Marsh)12E006 Payment on Account Clause12Payment On Account Clauses (Marsh)12Interim Payment Clause (HSBC)13E007 60 Days Notice Of Cancellation Clause13E008 Breach of Warranties Clause13Breach of Warranties (AON)14Breach of Warranties and Conditions (AON)14E009 Non-Invalidation Clause14Non-vi

3、tiation Clause (HSBC)14E010 Automatic Extension of Period of Insurance (60 Days)15E011 Bankruptcy, Insolvency or Termination15E012 Financial Interests15E014 Losses in Progress16E015 Misrepresentation. Mis-description. Non-Disclosure, /Alteration Errors and Omissions16E016 Subrogation Waiver17E017 Mu

4、ltiple Insureds (Non-Vitiation) Clause17E020 Notice of Cancellation and/or Material Change18E021 Loss Payee Clause19财 产 险 / PROPERTY20E101 Agreed Value Insurance Clause20E102 All Other Contents Clause20All Other Contents Clause (HSBC)21E103 Alteration of Building Clause21Alterations and Repairs (Con

5、tract Limit: RMB1,000,000 any one contract) (Marsh)22E104 Automatic Reinstatement of Sum Insured Clause22E105 Automatic Cover Clause22Automatic Cover for new locations (Limit: RMB5,000,000 & subject to Class I construction) subject to 90 days reporting period) (Marsh)23E106 Automatic Escalation Clau

6、se23E107 Average Relief Clause23Average Relief Clause (80%-including Stocks) B006 (AON)2480% Average Relief (Applicable to Buildings Only) (Marsh)F24Awnings, Blinds, Signs and Other Outdoor Fixtures or Fittings Z004 (Limit:RMB100,000) building (AON)24Basis Of Valuation (HSBC)24E108 Brand & Label or

7、Trademarks Clause25Brand and Trademark (Marsh)25E109 Breakage of Glass Clause26E110 Burglary Insurance Clause26E111 Capital Additions Clause27Computer Systems Records (Marsh)27E112 Contract Price Valuation Clause27E113 Co-Insurance Clause (85%)28Cost of Demolition and Clearing and Erection of Hoardi

8、ng Z008 (Limit:10% of S/I) building (AON)28Cover For Demolition and Re-erection Costs (AON)28Cost of Re-erection Clause (AON)29Cost Of Re-erection Clause (Marsh)29E114 Deterioration of Stock Clause29C115 Designation Of Property Clause29E116 Earthquake Extension Clause30Earthquake & Tsunami Clause (H

9、SBC)30Expediting and Mitigating Expense (Sublimit: _ each and every loss) (Marsh)30E117 Extra Charges Clause31Extra Perils Extension Clause (HSBC)31E118 Fire Extinguishing Expenses Clause32E119 Full Theft32E120 Flood Damage33E121 Floating Stock Clause33Forklift Liability within the Premises (AON)33F

10、ree Issue Material (AON)34Full Flood Extension (AON)34E122 Impact Damage Clause34E123 Inland Transit Extension34Inland Transit Clause (HSBC)35Inhibition Clause (Marsh)35E124 Land-slip & Subsidence Clause35Leased Property Clause (AON)36E125 Malicious Damage Clause37Mortgagee Clause (AON)37Waiver of S

11、ubrogation against mortgage bank (HSBC)38Loss Payable and Notice of Cancellation Clause (HSBC)38Minimization of Loss Expenses (AON)39Minor Works (Sublimit: _ each and every loss) (Marsh)39Miscellaneous Unnamed Locations (Sub-limit: _ each and every loss) (Marsh)39New Replacement Value Clause (AON)39

12、E126 Off Premises Property Clause40Offsite Storage Clause (Limit of Indemnity: RMB1,000,000 any one accident per location) (HSBC)40Operation/Premise (AON)40Outbuilding Clause Z024 building (AON)40Pairs & Sets Clause (AON)41Portable Items and Movable Articles Extension Clause (AON)41E127 Professional

13、 Fees Clause41E128 Public Authorities Clause41Public Authorities Clause (HSBC)43E129 Reinstatement (Value) Clause43E130 Removal of Debris Clause45E133 Sprinkler Leakage Damage Clause45E134 Stock Declaration Clause46E135 Strike, Riots, Civil Commotion Clause46E136 Subrogation Expenses Clause47Sue and

14、 Labour Clause (AON)47E137 Television Receivers and External Aerials47E138 Temporary Protection Clause48Cost of Temporary Protection Clause (Marsh)49E139 Temporary Removal Clause49Tenants Improvements Clause Z028 building (AON)50E140 Time Adjustment Clause (72 Hours)50E141 Electrical Clause50E142 Ve

15、hicle Load Clause51E143 Portable Computers / Mobile Telephone Extension Clause51Loss &/or Damage to Laptop in Premises (Limit: RMB20,000 any one accident and RMB100,000 in aggregate) (Marsh)51Works of Art (RMB50,000 any one article and RMB500,000 in aggregate) (Marsh)51存货及代保管财产承保条款52锅炉爆炸及倒塌扩展条款52Nominated Loss Adjusters Clause52Terrorism E

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