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1、 密 级： 学校代码：10075 分类号： 学 号：20100296 法律硕士学位论文 构建我国个人破产法律制度的研究 学位申请人：檀宾宾 指 导 教 师 ：刘志刚 教授 学 位 类 别 ：法律专业硕士 学 科 专 业 ：法律硕士（法学） 授 予 单 位 ：河北大学 答 辩 日 期 ：二一二年三月 Classified Index: CODE: 10075 U.D.C.: NO: 20100296 A Dissertation for the Degree of J.M Judicial determination of the Insurance Fraud Candidate: Tan B
2、inbin Supervisor: Prof. Liu Zhigang Specialty : Juris Master Academic Degree Applied for : Juris Master（Law） University : Hebei University Date of oral examination : June , 2012 摘 要 I 摘 要 新的破产法虽然已经于 2006 年 8 月份出台，但其仅承认企业法人的破产能力，个 人破产制度仍被排除在外。在个人作为市场经济的主体日益频繁地参与市场经济活动， 面对更多的经济风险的今天， 只允许企业破产的法律制度已经远远不
3、能适应中国的社会 经济的发展。据相关统计，个人负债不能清偿的问题在我国已相当普遍，而且随着经济 的快速发展，预计这种现象会发生的更加频繁。仅仅依靠民事诉讼程序已难以解决债务 清理过程中的所有问题。 建立个人破产法律制度是社会主义市场经济进一步发展的当务 之急。 笔者以个人破产法律制度问题为文章论述核心， 回顾破产法律制度在国内外的发展 历史，比较了各国关于个人破产法律制度的具体立法例，运用了法理学、法经济学和法 社会学等论述方法论证了个人破产法律制度在中国建立的合理性和必然性。 重点论述了 个人破产制度中几个具体制度在中国的构建。全文共四章。 引言，由数据统计引导出我国社会现实状况与新破产法的
4、脱节。 第一章为破产制度概述，重点分析了个人破产制度的历史演变，对个人破产的概念 和特征进行界定，为下文的展开作了铺垫，最后分析了目前我国现行的破产法的立法现 状及个人破产立法发展。 第二章着重分析了在目前中国建立个人破产法律制度的必要性与可行性。 笔者从文 化环境上， 经济环境上以及社会信用环境上三方面论证了我国建立个人破产法律制度的 可行性。 从进一步发展社会主义市场经济和稳定社会秩序的意义层面个论证了我国建立 个人破产法律制度的必要性。 第三章是本文的重点，笔者在综合和分析各国关于个人破产的具体制度后，结合中 国的国情，对一些具体的个人破产法律制度的构建提出自己的主张和建议。主要涉及个
5、人破产的原因、破产财产、自由财产、破产免责、失权和复权等个人破产法律制度。 摘 要 II 第四章分析我国只有进一步完善个人财产登记和申报制度、个人征信制度、社会保 障制度等配套制度，才能为建立个人破产制度打好基础。 结语总结全文 关键词 个人破产 破产原因 破产财产 失权制度 复权制度 Abstract III Abstract Although new bankruptcy law has been announced in August 2006, but only the legal entity of enterprise has the capacity of bankruptcy,
6、 and the individual bankruptcy system has eventually been excluded. Under the regulation of marketing competition, the phenomenon of individual bankruptcy will be inevitable in every country. The Bankruptcy System at present, which only regulates the bankruptcy of corporation is far from the needs o
7、f the development of our countrys Marketing Economic System. The individual bankruptcy that one can not pay the debts is more and more popular, and it is estimated with the development of the economy, this kind of phenomenon will emerge frequently it is very difficult to solve all the questions conc
8、erning with the repay just by civil procedure. Therefore, establishing the individual bankruptcy system has already been the first thing to do for the development of the socialist market economy. This dissertation focuses on the Natural Person Bankruptcy System of our country. Recalling bankrupt leg
9、al system in the history of the development of domestic and other countries the use of law, jurisprudence, economies and sociology of law and other methodological demonstration of the Personal bankruptcies in the Chinese legal system to establish the reasonableness and necessity. It has four chapter
10、s. Introduction introduce the gap between the reality of our society and the new bankruptcy law by data. Chapter 1 is the general analyzing of Bankruptcy System. In the first section, the author defines the legal definition of Bankruptcy and Bankruptcy System and emphasized the function of Bankruptc
11、y Law. The author also analysis Chinas existing bankruptcy law and the legislative status of personal Bankruptcies in the legislature. Chapter 2 analyzes the necessity and feasibility of the establishment of personal bankruptcy in the current China legal system. Author from three areas -the cultural
12、 environment, economic environment and the social credit environment demonstrated the feasibility of the establishment of personal bankruptcy legal system in China. And demonstrates the need for the establishment of personal bankruptcy legal system in China by explain the significance of the further
13、 development of socialist market economy and stable social order. Abstract IV Chapter 3 is one of the focus of this Paper, is about the design of the Procedure system. It includes the reason of bankruptcy, the condition the Application, bankruptcy conciliation and the summary procedure. The second S
14、ection is about the design of the substantive system. It includes the free capital system, Personal bankruptcy, compound right system, debt relief system the void action of bankruptcy and the right of rescission. Chapter 4 analyzes that only by improve the personal property registration and reportin
15、g system, the personal credit system, the social security system and other supporting systems, can we lay the foundation for the establishment of the personal bankruptcy system. Conclusion concludes the paper. Key words Bankruptcy System of Individual The Reason Of Bankruptcy The System Of Right Lose The SystemOf Right Recover 目 录 5 目 录 引 言1 第章 破产制度概述
