金融专业知识练习(二)及答案

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1、the principle of simplified EIA of construction projects in the region. In terms of land, linked to the implementation of urban and rural construction land increase and decrease, replacement indicators for priority areas project. Charges, into the projects of water, electricity, administrative charg

2、es and preferential policies. In the area of taxation, and settled in areas of industry and its production company, within 5 years after the completion of fiscal incentives to enterprises. In terms of financing, integration of land, tax, financial and other resources, and construct Government credit

3、 + business credit credit system, establishment of marketization, commercialization and modernization of the investment and financing platform; effective Bank-enterprise docking, encourages private capital into the Park, to raise industry development fund. 5, optimize the environment and service ind

4、ustries. To create policy lowlands, Highlands, integrity of service land, development land as the goal, to optimize the area under development environment. All administrative law enforcement departments to appoint a full-time personnel stationed in areas dedicated to coordinating and solving problem

5、s associated with businesses in this sector. When there are substantial issues, sector leaders arranged to personally intervene, in-person, in-person push tangible area building a green light, easy line. To further reduce and standardize administrative examination and approval items, simplify examin

6、ation and approval links, improve efficiency; according to the .Since the educational practice of the mass line of the party, himself seriously in the education, practical control central eight rules and opposing the four winds and practicing three Suns, and check the spirit of Jiao Yulu, ideology,

7、solicit opinions based on outstanding problems checked swing, careful analysis and reflection. Will now check report is as follows: first, adherence to the partys political discipline, eight in the central provision, change the style of the basic situation of 1, in compliance with the partys politic

8、al disciplines. Conscientiously abide by the partys political discipline, abide by the Constitution and the rules and regulations of the party, in the political, ideological and maintain highly consistent with the CPC Central Committee on the action, there is no violation of the partys political dis

9、cipline problems. 2, in the implementation of the central authorities of the eight provisions. Improving research, improving research methods, but there are less grass-roots units, primary first-hand an inadequate grasp of the problem, which is to be strengthened in the future. Second, construction,

10、 strictly in accordance with the provisions to streamline and improve the quality of meetings of the Conference. Third, streamlining file briefs, culture involves all aspects of propaganda and ideology, sometimes due to the practical needs of invention notifications, this area needs further金融专业知识练习(

11、二)一、单项选择题(共60题,每题1分,每题的备选项中,只有一个最符题意的)1.在金融市场中,既是重要的资金需求者和供给者,又是金融衍生品市场上重要的套期保值主体的是()。A.家庭B.企业C.中央银行D.政府答案B解析:企业是金融市场运行的基础,是重要的资金需求者和供给者。此外,企业还是金融衍生品市场上重要的套期保值主体。2.金融工具在金融市场上能够迅速地转化为现金而不致遭受损失的能力是指金融工具的()。A.期限性B.流动性C.收益性D.风险性答案B解析:流动性是指金融工具在金融市场上能够迅速地转化为现金而不致遭受损失的能力。3.具有“准货币”特性的金融工具是()。A.货币市场工具B.资本市场

12、工具C.金融衍生品D.外汇市场工具答案A解析:货币市场中交易的金融工具一般都具有期限短、流动性高、对利率敏感等特点,具有“准货币”特性。4.在金融期权中,赋予合约买方在未来某一确定的时间或者某一时间内,以固定的价格出售相关资产的合约的形式叫()。A.看涨期权B.欧式期权C.看跌期权D.美式期权答案C解析:看跌期权的买方有权在某一确定的时间或者某一时间内,以确定的价格出售相关资产。5.在我国的债券回购市场上,回购期限是()。A.1个月以内B.3个月以内C.6个月以内D.1年以内答案D解析:回购券种为国债和经中国人民银行批准的金融债券,回购期限在1年以下。6.若某笔贷款的名义利率是7%,同期的市场

13、通货膨胀率是3%,则该笔贷款的实际利率是()。A.3%B.4%C.5%D.10%答案B解析:实际利率=名义利率-通货膨胀率=7%-3%=4%7.某投资银行存入银行1000元,一年期利率是4%,每半年结算一次利息,按复利计算,则这笔存款一年后税前所得利息是()。A.40.2B.40.4C.80.3D.81.6答案B解析:半年利率=4%/2=2%1000(1+2%)2-1000=40.4元8.国债的发行价格低于面值,叫做()发行。A.折价B.平价C.溢价D.竞价答案A解析:债券的市场价格债券面值,即债券为溢价发行;债券的市场价格=债券面值,即债券等价发行。9.某证券的值是1.5,同期市场上的投资组

14、合的实际利率比预期利润率高10%,则该证券的实际利润率比预期利润率高()。A.5%B.10%C.15%D.85%答案C解析:1.5*10%=15%,如果市场投资组合的实际收益率比预期收益率大Y%,则证券i的实际收益率比预期大iY%10.我国目前的利率体系仍然是()的双轨并行体系。A.存款利率与贷款利率隔离B.对私利率与对公利率隔离C.银行利率与货币市场利率隔离D.银行利率与信用社利率隔离答案C解析:目前,我国的利率体系仍是双轨并行的,银行利率与货币市场隔离,货币市场的市场化利率不能够反映到银行存贷款基准利率上。11.在各类金融机构中,最典型的间接金融机构是()。A.投资银行B.商业银行C.证券

15、公司D.中央银行答案B解析:商业银行是最典型的间接金融机构。12.目前大多数国家中央银行的资本结构都是()形式。A.国有B.多国共有C.无资本金D.混合所有答案A解析:全部资本为国家所有的资本结构形式成为中央银行资本结构的主要形式。13.巴西的金融监管体制是典型的“牵头式”监管体制,由国家货币委员会牵头,负责协调对不同金融行业监管机构的监管活动。这属于()的监管体制。A.集中统一B.分业监管C.不完全集中统一D.完全不集中统一答案C解析:不完全集中统一的监管体制可以分为“牵头式”和“双峰式”两类监管体制,巴西是典型的“牵头式”监管体制。14.中国银监会的监管理念是()。A.管业务、管风险、管内控B.管法人、管风险、管市场C.管业务、管风险、管市场D.管法人、管风险、管内控答案D解析:中国银监会成立以来,确立新的监管理念是:管法人、管风险、管内控、提高透明度。15.我国国有重点金融机构监事会的核心工作是()。A.财务监督B.人事监督C.合规监督D.经营监督答案A解析:国有重点金融机构监事会以财务监督为核心。16.2003年修改通

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