《电视栏目策划方案怎么写 2018最新电视栏目策划方案模板大全.doc》由会员分享，可在线阅读，更多相关《电视栏目策划方案怎么写 2018最新电视栏目策划方案模板大全.doc（11页珍藏版）》请在金锄头文库上搜索。
1、银行信贷管理学名词解释（Explanation of bank credit management）The breakeven point analysis and breakeven analysis is a method of project uncertainty analysis, mainly for the number of sales of the product price, the cost of uncertain factors such as the change of profitability and the influence and degree of th
2、e project is to break the situation at the break even point on.Factoring: also called factoring. Refers to the commercial banks to buy the bills for the purchase of the borrowers accounts receivable, the service and provide financing in the collection before, such as credit analysis, collection of a
3、ccounts receivable, accounting agency procedures, take account risk cases.Guarantee: it is the act of the guarantor and the creditor who agrees that the debtor shall perform his or her obligations in accordance with the contract when the debtor fails to perform his obligations.Export credit: a loan
4、granted by a country in order to promote and expand exports of its products and to support and increase exports of its products by means of credit.Export: refers to the bank according to customer requirements, and to authorize the negotiation according to the instructions of the issuing bank, to the
5、 full set of documents submitted in conformity with the terms of credit as collateral, net loans receivable will first pay the customer solutions, and then use the documents to the issuing bank to loan the financing behavior of cable.The real name system of savings deposits: refers to the person ope
6、ned a deposit account in the bank for savings deposits, they shall show their legal identity certificates, identity cards on the names of the bank in accordance with the provisions of the check and registration ID name and number, to determine a system of ownership of depositors account on deposit.P
7、acking loan: refers to the bank according to the requirements of customers, foreign banks will open to the customer as the beneficiary of the original credit to the retained, issued for under the credit delivery of special loans at the time of presentation of documents before.Reserve funds: refers t
8、o the bank from operating income, to compensate for the extraction of loan loss reserve fund special profit and capital.Loan method: refers to the specific measures of loan management, which stipulates how the enterprise obtains and uses the loan, how the bank controls this kind of loan in quantity.
9、The degree of loan risk is a measure of the size of loan risk. It reflects the comprehensive influence degree of loan target, loan mode and loan form on the loan risk of these three basic factors. It is divided into single loan risk degree and comprehensive loan risk degree.The loan management respo
10、nsibility system: refers to the management in the loan business, and establish the responsibility system of the decision-making process, the formation of mutual restraint, reasonable mechanism of responsibility, so as to promote the scientific credit management, prevent and resolve the credit risk e
11、ffectively.Credit card: the peoples Bank of China printed, issued to the registered borrower is the borrower with magnetic card, apply to financial institutions for credit qualification, credit card encoding only, the loan card in the general.Loan authorization: refers to the loan loan authority aut
12、horized subject matters business operation and management, a restriction to the loan authorization, mainly for the identification of objects authorized for loans, loans to define the scope of the right to exercise the authorized object, the loan authorization qualified object size and power authoriz
13、ed subject the management of loan authorization matters of certain principles etc.Loan project evaluation: a feasibility study report of the project as the basis, according to the current national policies, the relevant provisions of the taxation system and the bank credit policy, combined with the
14、project through the investigation to the production and management of information, from the technical, economic and other aspects of the review and evaluation of science project into a kind of theory and method.Extension of loan means that the borrower has failed to repay the loan within the time li
15、mit stipulated in the loan contract, and the lender has asked for the continued use of the loan, and the lender has agreed to extend the repayment of the loan.Mortgage rate: the ratio of the principal and interest of the mortgage loan and the mortgage value, that is, the mortgage rate = the total am
16、ount of the principal and interest of the loan / the value of the mortgaged property 100%.Chattel mortgage refers to the debtor or the third person the possession of his movables, the real estate as guarantee of the creditors rights, the debtor defaults, the creditors are entitled to a discount of the property or the sale of real estate auction, the price of priority.Refers to the real estate development loans issued by th
